Jobs at Texas Capital Bank

The Senior Financial Analyst supports Enterprise Finance by developing forecasts, strategic plans, financial models, reports, and executive presentations. The role performs business and ad hoc analysis, supports annual operating planning, partners with line-of-business leaders, and communicates insights to senior management and the board. Responsibilities include managing concurrent projects, improving finance processes, analyzing data, and contributing to strategic decisions.

Senior Portfolio Manager overseeing commercial real estate credit underwriting, approvals, risk ratings, covenant compliance, portfolio monitoring, reporting, and client management. Partners with relationship managers and credit teams to evaluate risks, negotiate credit agreements, identify cross-sell opportunities, manage modifications and renewals, and improve credit delivery. Requires strong financial analysis, communication, leadership, and commercial banking expertise.

Leads strategy, architecture, delivery, and operations for client-facing digital banking channels, including web, mobile, APIs, onboarding, payments, security, reliability, and accessibility. Builds and manages engineering teams, owns modernization, budgets, vendors, compliance, and delivery execution. Partners with product, risk, fraud, cybersecurity, and executive leadership while remaining hands-on in architecture, code reviews, production escalations, and technical decision-making. Drives measurable channel performance, platform investments, AI adoption, and high-quality digital experiences for consumer and private banking clients.

Leads technology strategy, platform roadmaps, delivery, automation, integrations, controls, and employee experience for HR, Legal, Finance, and Compliance systems. Owns Workday, Coupa, and related enterprise platforms; manages teams, vendors, budgets, SaaS lifecycle, data flows, implementations, and regulatory controls. Partners with business executives to modernize corporate processes, apply AI and workflow automation, improve self-service, and measure platform outcomes.

Owns commercial credit underwriting and portfolio management for the Middle Market banking segment. Evaluates credit requests, risk ratings, covenant compliance, policy exceptions, portfolio performance, and relationship reviews. Partners with relationship managers on credit agreements, client management, renewals, modifications, and cross-sell opportunities. Leads portfolio reporting, client interactions, site visits, and credit initiatives while coordinating analysts, associates, and internal stakeholders.

Oversee operational risk and control activities, including RCSAs, control assessments, risk documentation, issue and complaint management, and change-related risk reviews. Collaborate with banking, audit, compliance, legal, technology, and enterprise risk stakeholders. Maintain risk and control data, facilitate workshops, document processes and controls, prepare leadership reporting, and communicate findings and recommendations.

Partners with HR and business leaders to design, improve, and implement talent management processes, including performance management, succession planning, leadership development, engagement, and manager excellence. Manages enterprise-wide timelines, metrics, communications, reporting, stakeholder feedback, and change management to drive adoption and demonstrate business impact.

Supports enterprise risk management through risk reporting, committee and board materials, ERM framework maintenance, policy reviews, risk assessments, and Archer GRC dashboards. Develops AI capabilities for risk programs, collaborates on risk analytics and data management, communicates issues across business lines, and assists with enterprise risk initiatives. The role requires strong reporting, presentation, analytics, banking risk, communication, organizational, and Microsoft application skills.

Develops operational volume forecasts, workforce capacity models, productivity analyses, staffing recommendations, dashboards, and management reports. Analyzes trends, demand, utilization, service levels, and operational performance to support workforce planning, budgeting, resource allocation, and process improvement. Partners with operational leaders to identify capacity constraints, evaluate scenarios, improve forecasting accuracy, and translate complex data into actionable recommendations.

Advise ultra-high-net-worth clients, family offices, entrepreneurs, and family enterprises on estate planning, trust administration, business succession, philanthropy, and complex wealth strategies. Collaborate with legal, tax, credit, investment, and relationship teams to deliver integrated solutions, manage client engagements, address risk and compliance matters, and support business development and long-term client relationships.

Manage fiduciary administration for complex trust accounts, including beneficiary and advisor coordination, discretionary decisions, regulatory compliance, account maintenance, and money movement. Participate in Trust Administrative Committee decisions, support investment management accounts, identify fiduciary business opportunities, and cultivate complex client relationships. The role requires extensive professional fiduciary experience, financial expertise, strong communication, judgment, collaboration, and Salesforce proficiency.

Advises ultra-high-net-worth clients, family offices, entrepreneurs, and family enterprises on estate planning, trust administration, philanthropy, business succession, and related wealth strategies. Partners with legal, tax, credit, investment, and private-client teams to develop and implement integrated solutions. Manages client advisory relationships, supports business development, interprets complex trust and estate documents, and ensures risk and regulatory compliance.

Owns underwriting and credit approval processes for specialty banking portfolios. Evaluates risks, manages covenant compliance, conducts relationship reviews, monitors portfolio performance, validates credit exposure, and recommends facility changes. Partners with relationship managers, analysts, associates, clients, and special assets teams. Leads portfolio reporting, client management, credit agreement negotiations, policy exception reviews, and initiatives to improve credit solutions and customer service.

Leads diversified-industry corporate banking activities, including client and prospect coverage, deal staffing, credit analysis, underwriting, diligence, portfolio monitoring, covenant compliance, and transaction closings. Oversees analysts and associates, reviews credit work, manages training and onboarding, collaborates with product partners and senior bankers, mitigates risks, maintains transaction documentation, and improves banking processes and client experience.

Develop and mature insider risk policies, controls, and monitoring programs. Analyze user behavior and activity data to identify threats, lead sensitive investigations, coordinate with HR, Legal, Security, Technology, and business leaders, and recommend remediation. Produce executive and regulatory reporting, manage case documentation, deliver security awareness training, and advise business units on insider threat mitigation and compliance.

Performs independent, risk-based testing of IT general, application, automated, and cybersecurity controls within the Second Line of Defense. Evaluates control design, operating effectiveness, deficiencies, residual risk, and remediation. Partners with technology, information security, compliance, operational risk, and audit stakeholders. Produces testing reports and executive communications while aligning assessments with NIST, COBIT, COSO, FFIEC, SOX, and internal risk frameworks.

Supports business enablement leadership by executing strategic initiatives, improving processes, coordinating management routines, preparing executive presentations and committee materials, tracking goals and action items, and supporting financial reporting, employee communications, compliance activities, and cross-functional projects. Identifies opportunities to apply AI, automation, and emerging technologies to improve effectiveness and business outcomes.

Leads strategic priorities, complex cross-functional projects, process improvements, executive communications, performance reporting, and organizational initiatives. Partners with leadership and teams across finance, technology, operations, marketing, human resources, risk, and business lines to establish plans, manage risks, drive accountability, and implement solutions. Evaluates AI and automation opportunities while supporting planning, engagement, training, and culture-building programs.

Leads governance and approval of consumer banking communications, ensuring regulatory, legal, brand, and business alignment. Develops customer-focused content, standards, disclosures, templates, validation controls, workflows, and procedures. Partners with legal, compliance, risk, marketing, product, and operations teams; monitors performance metrics, improves communication effectiveness, reduces risk, and presents recommendations to stakeholders and leadership.

Build and deepen consumer and small-business banking relationships through proactive outreach, customer service, banking transactions, account opening, product referrals, and community events. Handle teller activities including deposits, withdrawals, and wire transfers while ensuring regulatory compliance, accurate documentation, and exceptional customer experiences. Support operational duties and use knowledge of banking products to address customer needs and identify business opportunities.