Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
The FCC Investigator is responsible for executing investigations related to anti-money laundering, counter financing of terrorism, and OFAC investigations playing a critical function in the execution of Texas Capital’s responsibilities to monitor and report suspicious activities. The FCC Investigator compiles evidence and documentation in compliance with BSA/AML procedures and regulatory requirements. This role requires strong investigative, writing, and analytical skills. This role requires the ability to work independently to perform an assessment of any matter received from any source, conduct sufficient research and/or review to determine whether escalation is warranted. The FCC Investigator is also responsible for filing Suspicious Activity Reports (SAR) as required by BSA/AML regulatory requirements
Responsibilities
- Maintain a well-informed and all-inclusive knowledge of current money laundering and terrorist financing behaviors, issues, criminal typologies, industry best practices, regulations, and developing trends
- Collaborate with business units to analyze trends in suspicious activity
- Liaise with Legal, Compliance, IT and other key stakeholders and partners with respect to technology projects and other initiatives impacting the FIU
- Assist in developing proactive initiatives
- Analyze and synthesize data and prepare presentation and reports for various governance and risk committees
- Ensure that all analysis is completed in a timely and efficient manner, while maintaining the highest standards for regulatory and compliance requirements
- Timely provide requested information to regulators and Internal Auditors:
- Track and report Key Risk Indicators (KRIs)
- Complete Quality Checks (QCs) of alert reviews, investigations, and SARs
- Research, analyze, and investigate high risk customer/commercial account behavior for potential money laundering or terrorist financing related risks in accordance with Bank policies and procedures
- Ensure efficient identification and monitoring of suspicious activities and transactions
- Perform enhanced due diligence on high-risk individuals and businesses
- Flexible to perform other functions as requested by management
Qualifications
- Bachelor’s degree (preferred in Finance, Accounting, Business, or Analytics, Computer Science); or equivalent combination of education, training, experience
- Minimum 5 years of work experience in financial crimes compliance and risk management or a related field
- Ability to self-direct and manage competing priorities on concurrent large, complex projects, initiatives and
deliverables - Strong technical proficiency in the use of MS Office products for reporting, data analytics, and presentations
- Have advance knowledge of AML/BSA laws and regulations relative money laundering and terrorist financing
- Have experience creating presentations and deliverables for senior stakeholders
- Have experience and ability to create reports from large datasets of raw data
- Have excellent written and verbal communications skills, attention to detail and strong time management skills
- Possess strong analytical thinking and critical reasoning skills
- Have excellent interpersonal skills and ability to work effectively with colleagues across regions and Business Units
- Have the ability to effectively handle a fast-paced environment and successfully meet established deadline requirements
- Be self-motivated, well organized, and have the ability to work independently
- Certification as an Anti-Money Laundering Specialist by ACAMs or equivalent AML Certification / license – or certification within first 12 months of employment
- Excellent organizational, time management and project management skills
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
Skills Required
- Bachelor's degree in Finance, Accounting, Business, Analytics, Computer Science, or equivalent education, training, and experience
- At least 5 years of experience in financial crimes compliance, risk management, or a related field
- Ability to self-direct and manage competing priorities across concurrent complex projects and deliverables
- Strong proficiency with Microsoft Office for reporting, data analytics, and presentations
- Advanced knowledge of AML/BSA laws and regulations related to money laundering and terrorist financing
- Experience creating presentations and deliverables for senior stakeholders
- Experience creating reports from large datasets of raw data
- Excellent written and verbal communication skills, attention to detail, and time management
- Strong analytical thinking and critical reasoning skills
- Excellent interpersonal skills and ability to work effectively across regions and business units
- Ability to work in a fast-paced environment and meet established deadlines
- Self-motivated, organized, and able to work independently
- ACAMS Anti-Money Laundering Specialist certification or equivalent AML certification/license, or certification within the first 12 months
- Excellent organizational, time management, and project management skills
Texas Capital Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Texas Capital Bank and has not been reviewed or approved by Texas Capital Bank.
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Retirement Support — A company 401(k) with matching contributions is repeatedly characterized as good, reinforcing the value of the retirement program. Employer match and related financial supports are highlighted as competitive components of the package.
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Leave & Time Off Breadth — PTO and paid holidays are characterized as solid to generous, with accruals that can increase with tenure or vary by level. Time off is frequently cited as a strong element of the overall package.
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Wellbeing & Lifestyle Benefits — Wellness programs, educational assistance, and paid parking expand support beyond core insurance, adding convenience and development value. Ancillary perks complement the standard medical, dental, and vision coverage.
Texas Capital Bank Insights
What We Do
Our expert bankers are committed to helping your business build and grow. Equipped with experience-based insights and a proven record of implementing custom solutions for clients, we can help you with a suite of business lending, investing and financial management services that see you through every step of the way. Our client-centric culture thrives because we attract, develop and engage the most experienced and diverse experts in their fields. Over the years, we've developed a supportive culture that values collaboration, rewards performance and respects the well-being of its team members. We know our people are our greatest asset, so we give them the resources and support they need to be successful. Our personal approach has enabled us to deliver exceptional value for our clients for more than two decades — an achievement we’re proud to continue. Explore a career at Texas Capital Bank: https://www.texascapitalbank.com/who-we-are/careers Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ®: TCBI). For more information, please visit www.texascapitalbank.com. Member FDIC. NASDAQ®: TCBI. Equal Housing Lender. Texas Capital Bank and its subsidiaries are equal opportunity employers and do not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. Please view our EEO Policy to learn more: https://www.texascapitalbank.com/equal-employment-opportunity-policy
