Possible Finance Offices

Own forecasting, budgeting, variance analysis, financial modeling, KPI reporting, and Board materials. Automate FP&A processes using AI, SQL, Databricks, and Sigma, while developing scenario analyses for product, pricing, capital structure, and financing decisions. Partner with Treasury, Capital Markets, Product, Accounting, Marketing, and executives on strategic financial initiatives, debt and equity decisions, liquidity, covenants, and enterprise value. Translate complex analysis into clear recommendations for leadership and the Board.

Own data science for payment performance, optimization, timing, retry strategies, monitoring, experimentation, and fraud detection. Build payment-health scorecards, anomaly monitoring, payment-risk models, and production ML systems using Python, SQL, PySpark, Databricks, and MLOps tooling. Partner with Engineering, Product, and Risk to shape payment strategy and roadmap while applying causal inference, feature engineering, and production model monitoring.

Leads the consumer finance compliance program, including regulatory strategy, risk assessments, monitoring, testing, complaints and issues management, vendor oversight, marketing review, training, and regulatory change management. Advises leadership on federal and state consumer protection requirements, engages with regulators and bank partners, and builds and manages a compliance team while identifying opportunities to automate compliance workflows.