The Senior Underwriting Manager leads a team of Loss Sensitive Primary Casualty Underwriters serving retail-market customers. This role is accountable for the team's underwriting performance, talent management, portfolio results, and execution of the business strategy. The manager oversees the attraction, development, compensation, performance management, and engagement of team members while promoting disciplined, data-driven underwriting across a complex loss sensitive casualty portfolio.
The role requires strong technical expertise in primary casualty, loss sensitive structures, and retail distribution, along with the ability to build trusted relationships with retail brokers, agents, clients, internal partners, and other market stakeholders. The Senior Underwriting Manager may contribute to business planning, portfolio strategy, product development, and market-facing initiatives for the assigned business area.
- Lead and develop a team of Loss Sensitive Primary Casualty Underwriters serving retail-market customers, with accountability for talent attraction, engagement, compensation, performance management, and succession planning.
- Drive underwriting excellence across the portfolio by reinforcing disciplined risk selection, pricing adequacy, exposure analysis, terms and conditions, and compliance with underwriting authority.
- Communicate and execute underwriting strategy, including risk appetite, target industries, portfolio priorities, broker engagement, profitability objectives, and risk-adjusted growth.
- Own the performance of all or part of the retail loss sensitive casualty portfolio, including profitability, rate adequacy, retention, new business, premium, exposure quality, and portfolio concentration.
- Provide senior technical guidance on complex primary casualty risks and loss sensitive structures, including large deductibles, retrospective programs, collateral requirements, collateral alternatives, and significant loss experience.
- Serve as a point of escalation for challenging underwriting decisions, exceptions to guidelines, large loss sensitive opportunities, distressed risks, and unusual program structures.
Qualifications:
- Degree in Business or equivalent typically required
- A minimum of 10 years progressive underwriting experience or equivalent expected, including a minimum of 2 years of proven underwriting management experience, preferred
- CPCU or professional insurance designation preferred
- Proven analytical ability to evaluate high impact underwriting risks within scope of responsibility
- Demonstrated ability to communicate complex analyses and information
- Demonstrated effective communication and interpersonal skills in dealing with internal and external partners required
- Must possess the following skills, abilities and attributes: strong leadership skills, development of people, strategic thinking, sustained effective portfolio management and profitable growth, communications skills, decision-making skills, results-oriented, industrious, innovative, problem-solving skills, coaching and mentoring skills, and negotiating skills
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
- California
- Los Angeles Incorporated
- Los Angeles Unincorporated
- Philadelphia
- San Francisco
$98,000.00 - 298,000.00
Skills Required
- Degree in Business or equivalent
- Minimum of 10 years of progressive underwriting experience or equivalent
- Minimum of 2 years of proven underwriting management experience
- CPCU or professional insurance designation
- Analytical ability to evaluate high-impact underwriting risks
- Ability to communicate complex analyses and information
- Effective communication and interpersonal skills with internal and external partners
- Strong leadership, people development, and coaching skills
- Strategic thinking and portfolio management skills
- Decision-making, problem-solving, negotiating, and results-oriented skills
Liberty Mutual Insurance Compensation & Benefits Highlights
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Retirement Support — The benefits include a strong 401(k) match with additional annual contributions, and some roles reference a pension, indicating robust long-term savings support.
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Leave & Time Off Breadth — The package features flexible time off, paid holidays, and multiple paid and unpaid leaves, with PTO that can increase with tenure.
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Healthcare Strength — Coverage spans medical, dental, and vision alongside disability, life insurance, HSA/FSA options, EAP resources, and mental-health support, reflecting comprehensive healthcare breadth.
Liberty Mutual Insurance Insights
What We Do
Liberty Mutual Insurance exists to help people embrace today and confidently pursue tomorrow. A Fortune 100 company and global leader in property and casualty insurance, we’ve spent over a century creating innovative products, services and technologies to meet the world’s ever-changing needs and make a difference for our customers and communities.
Why Work With Us
We offer the agility, work flexibility, project ownership and access to emerging tech you’d expect from a start-up — combined with the stability, resources and benefits that come from working at a leading Fortune 100 company. All in a welcoming, inclusive environment that values the unique insights, perspectives and backgrounds of each person.
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