Founded in 2017, NinjaHoldings works to give everyday Americans better access to financial services than traditional institutions typically provide. Through our CreditNinja and NinjaCard brands, we offer digital banking and lending products designed for consumers often overlooked, paired with incentives that support long-term financial improvement. Our Edge brand extends this expertise to other companies, providing underwriting, fraud detection, and analytics services. Headquartered in Chicago with a distributed global workforce, we are a lean, growing organization committed to advancing consumer finance in the US.
Key Responsibilities:
- Build predictive models to optimize lending decisions by using advanced statistical modeling and simulation techniques
- Use advanced data analytics to understand consumer risk behavior trends, their impact on the portfolio, and resulting business opportunities
- Support the implementation of models by working closely with the software engineering team and performing post release checks and analysis
- Assist with development of technical tools and platforms to standardize and streamline model development and monitoring processes
- Establish key performance metrics and develop automated reporting dashboards using SQL and Python
- Design A/B testing for models and underwriting strategies, evaluate impact, and provide recommendations
- Work with cross-functional teams to explore new ways of finding insights from data and provide recommendations
- Communicate concise and actionable business strategies to senior management
Ideal Candidate Will Have:
- Bachelor's degree required
- 2+ years of professional experience with data analytics and statistical modeling
- Experience with relational databases and SQL
- Programming experience with Python
- Strong quantitative and problem-solving skills with key attention to detail
- Experience supporting and working with cross-functional teams in a dynamic environment
Additional Pluses:
- Advanced degree in a quantitative discipline (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields)
- Experience working with specialty finance or FinTech
- Marketing analytical experience
Benefits & Perks:
- Flexible Paid Time Off
- Health Benefits with generous medical, dental and vision insurance plans
- 401(k) with matching contribution
- Paid Family Leave
- Annual Wellness & WFH Subsidies
- Employee Referral Program
- Remote first culture with convenient downtown office in the heart of the city
IMPORTANT NOTICE:
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.
Skills Required
- Bachelor's degree
- 2+ years of professional experience with data analytics and statistical modeling
- Experience with relational databases and SQL
- Programming experience with Python
- Strong quantitative and problem-solving skills with attention to detail
- Experience supporting and working with cross-functional teams in a dynamic environment
- Legally authorized to work in the U.S. without the need for current or future visa sponsorship
- Advanced degree in a quantitative discipline (e.g., math, statistics, analytics, quantitative finance, engineering)
- Experience working with specialty finance or FinTech
- Marketing analytical experience
NinjaHoldings Compensation & Benefits Highlights
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Healthcare Strength — Medical, dental, and vision plans plus life/disability coverage are presented as standard offerings in public materials. Mental-health support via an EAP is also highlighted, indicating breadth beyond core insurance.
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Retirement Support — A 401(k) with employer matching is explicitly promoted and reiterated across company-facing pages and job profiles. This points to meaningful long-term savings support as a consistent part of total rewards.
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Equity Value & Accessibility — “Material” equity grants are emphasized and positioned as a core component of compensation. Multiple public listings describe equity alongside base pay, suggesting broad availability.
NinjaHoldings Insights
What We Do
NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.
Why Work With Us
Our culture of growth is driven by hard-working people who move fast. We’re a highly collaborative, fast-moving, and data-centric company led by industry veterans. Our collaborative team is composed of super-talented ninjas who are passionate about their craft.
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NinjaHoldings Offices
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Employees work remotely.
