Jobs at NinjaHoldings

Drives business growth through operational efficiency, strategic execution, and cross-functional project leadership. Identifies growth opportunities, translates business needs into product requirements and project plans, manages initiatives from discovery through launch, and measures outcomes for continued optimization. Partners with Product, Engineering, Risk, Compliance, Finance, and Marketing to improve processes, customer experience, and business performance.

Analyzes business and operational data using SQL and business intelligence tools to identify trends, root causes, and improvement opportunities. Builds dashboards and performance metrics, develops recommendations, communicates insights to stakeholders, and monitors outcomes following process or product changes. Ensures analytical outputs are accurate, validated, documented, and reproducible while collaborating cross-functionally to improve efficiency, customer experience, and business performance.

The Associate General Counsel will advise executives and business teams on consumer financial products, fintech partnerships, regulatory compliance, litigation, privacy, and enterprise legal risk. Responsibilities include managing regulatory examinations and disputes, overseeing outside counsel, leading cross-functional legal initiatives, monitoring legal developments, and guiding Legal team processes. The role requires substantial in-house fintech or consumer lending experience, strong knowledge of consumer financial regulations, independent judgment, and the ability to provide practical business-oriented advice.

Own marketing funnel analytics from end to end by monitoring metrics, diagnosing performance drivers with SQL and Python, building Snowflake/dbt models, and maintaining Periscope dashboards. Translate findings into actionable recommendations for leadership, partner with Marketing, Risk, and Engineering on strategy and release impact analysis, and use AI tools while validating their output. Support team development through knowledge sharing, code review, and mentoring junior analysts.

Leads the Data Engineering team and sets technical direction for the company’s data platform. Owns Snowflake, PostgreSQL, pipelines, modern ELT tooling, Medallion architecture, reliability, scalability, cost optimization, data quality, observability, governance, and security. Partners across Engineering, Analytics, Product, Finance, Risk, and Marketing to deliver reusable data solutions. Develops engineers, establishes standards, communicates technical tradeoffs, and builds a long-term platform roadmap supporting analytics, automation, and AI.

Owns the full lifecycle of email, SMS, and push marketing campaigns, including strategy, execution, QA, testing, deliverability, segmentation, reporting, and optimization. The role drives acquisition, retention, engagement, and conversion through data analysis, dashboards, competitive research, and journey optimization. It also requires debugging HTML/CSS and collaborating with product and engineering teams on marketing features.

Build predictive lending models, analyze consumer credit risk and portfolio trends, establish performance metrics, create automated SQL and Python dashboards, and design A/B tests for underwriting strategies. The internship runs May through August 2027 in a hybrid Chicago office setting and requires full-time availability.

Supports research, writing, editing, optimization, and distribution of consumer-focused fintech content across blogs, websites, email, social media, and other digital channels. Conducts SEO keyword research, supports GEO initiatives, monitors fintech trends, and follows brand, editorial, legal, and regulatory guidelines. Collaborates with marketing, content, and legal stakeholders to incorporate feedback and publish accurate, accessible financial content.

Supports data infrastructure development, monitoring, optimization, and reliability. Responsibilities include managing relational databases, assisting with BI and Data Science pipelines, supporting Snowflake, Fivetran, and dbt warehouse systems, tuning queries and databases, establishing monitoring and alerting, working with AWS, and writing automated data model tests.

Analyzes funnel and loan performance metrics, builds automated SQL and Python reporting and alerts, evaluates trends and A/B tests, and recommends underwriting and product optimization strategies. Collaborates with cross-functional teams to implement changes, monitor releases, and assess impacts.

Develop and maintain Ruby on Rails applications, write and review code, troubleshoot bugs, and collaborate with developers, QA engineers, product managers, and designers. The intern will receive mentorship while contributing to financial technology products and learning about scalable systems, testing, APIs, Agile methods, and consumer finance.

Supports the Marketing Analytics team by monitoring funnel metrics, analyzing performance with SQL and Python, identifying drop-off drivers, and communicating recommendations. Maintains dbt data models in Snowflake, enhances Periscope dashboards, and partners with Marketing, Risk, and Engineering on strategy changes, releases, testing, and impact analysis.

Summer legal intern supporting the Senior Corporate Counsel with in-house legal work involving consumer financial services, state and federal regulations, research, writing, analysis, and multiple concurrent assignments. The intern will gain practical exposure to corporate legal operations, consumer finance regulations, presentations, and generalist in-house counsel responsibilities.

Accounting Summer Intern supporting journal entries, financial statement analysis, account reconciliations, high-volume cash reconciliation, process improvements, and loan portfolio performance tracking. The intern will use SQL-based data visualization tools, assist with strategic accounting projects, and present analytical conclusions while collaborating with the Accounting team. This is a hybrid, full-time internship in Chicago from May through August 2027.

Support FP&A and Capital Markets activities, including corporate funding, liquidity management, financial modeling, budgeting, reporting, and loan portfolio analysis. Prepare operational reports for executive decision-making, monitor portfolio performance using SQL-based visualization tools, and provide analytical support to Operations, Product, Risk, and Technology teams. Assist with financing transactions, legal document review, and execution of warehouse facilities, private financings, and securitizations.

Senior Product Manager responsible for driving lending product strategy, roadmap prioritization, and end-to-end lifecycle management. Partners with Risk, Engineering, Marketing, Compliance, Finance, Legal, and other teams to deliver business outcomes. Uses data, experimentation, and AI/ML to improve conversion, approvals, funding, customer outcomes, and portfolio performance. Translates technical requirements, manages complex initiatives, and identifies opportunities to apply AI across underwriting, fraud, pricing, servicing, collections, and support.

Build, enhance, refactor, and integrate scalable software systems for digital banking and lending products. Translate business requirements into reliable software, consider service architecture, lead design and code reviews, investigate data issues, and contribute to engineering strategy. The role focuses on backend web applications, relational data modeling, performance improvements, external integrations, and collaboration with developers, QA, product managers, and technical leadership.

Build and validate predictive lending models, analyze consumer risk and portfolio impact, implement and monitor models with engineering, develop tooling and automated SQL/Python dashboards, design A/B tests, and communicate actionable insights to senior management.