Credit Risk Insights Manager

At CommBank we believe in working somewhere that works for you. We have many flexible working options available so talk to us about which arrangements could work best for you.

You are a curious and enthusiastic individual with a true passion for Data & Analytics.
We are a value driven team responsible for building the best end-to-end home buying experience.
Together we can harness the power of Data Analytics to identify solutions for our customers and communities to help build a brighter future and really make a difference.

See yourself in our team:

Retail Banking Services (RBS) is the public face of CommBank, delivering a seamless banking experience for the future, to our personal and small business customers. We offer market-leading products and services, supported by some of the world’s best systems and processes.

The Core Manufacturing Crew supports this vision by applying world-class risk management practices to achieve the team’s objective: positioning the Home Loan portfolio for sustainable profitable growth by ensuring appropriate controls and strategies are in place to minimise losses and maximise revenues.

Do work that matters:

You will help drive the Home Loan lending growth strategy whilst ensuring that the portfolio is managed within the banks risk appetite. This will involve supporting optimisation and growth through sound understanding of home loan policy and strategy.   You will provide analytics and reporting to our stakeholders on portfolio, segment and business performance. 
 

On a day-to-day basis, you will: 

• Monitor the credit portfolio through:

• Development and enhancement of the credit risk reporting suite;

• Development and setting of Key Risk Indicators, and managing the portfolio within thresholds;

• Conduct analysis to provide forward looking insights and identifying emerging risks;

• Identify opportunities to enhance business rules or credit strategies based on insights and analytics;

• Manage delivery on internal and external requests involving credit risk analytics.

• Build and maintain strong relationships with internal and potentially external business stakeholders.

• Deliver high quality, accurate and timely analytics using industry standard tools to solve business problems.

• Role model leadership behaviours as per the Group’s Vision and Values;

• Lead and demonstrate enthusiasm, resilience, ethical behaviour, teamwork and stakeholder management;

• Demonstrate sound coaching and mentoring skills to continually develop self and team;

We are interested in hearing from people who have: 

Please note that we’re interested in hearing from people who might not meet all the following criteria. We’re open to working with the right candidate to fill any skill gaps during your journey at CommBank. 

• Broad experience in Credit Risk management roles.

• Extensive experience in Analytics, Modelling or Business Intelligence.

• Proven experience extracting raw data from large data warehouses via Teradata SQL/SAS and enjoy delving into data to find insights, trends and root causes.

• Passion solving challenging business problems by combining business acumen with data driven insights.

• Strong attention to detail and process understanding.

• Ability to navigate and manage complex systems and large datasets.

• Tertiary qualifications in a relevant discipline (Mathematics/Finance/Statistics/Economics) Information Technology.

• Strong stakeholder management and influencing skills and the ability to build rapport.

If this sounds like you then apply today!  

Advertising End Date: 16/01/2025