Jobs at TF Bank AB

Analyze credit portfolio performance, payment behavior, delinquency, profitability, and pre-collection strategies. Build SQL datasets and recurring reports, evaluate initiatives, identify risks, and provide commercially relevant recommendations. Support portfolio sales and forward-flow transactions through segmentation, data-tape preparation, cash-flow and pricing analysis, due diligence, and post-sale monitoring. Collaborate with credit risk, collections, finance, commercial, data, country teams, and external partners while ensuring data quality and clear documentation.

Analyze performing credit portfolios, payment behavior, delinquency, pre-collection strategies, and portfolio transactions. Develop SQL analyses, reporting, segmentation, pricing, cash-flow, and data-quality processes. Identify risks and opportunities, evaluate initiatives, support portfolio sales and forward-flow transactions, and communicate commercially relevant recommendations to stakeholders and management.

Provide senior legal support on MiFID II regulation, licensing, governance, policies, customer documentation, and related contracts. Advise on products, consumer credit, data privacy, and banking regulation; negotiate agreements with partners and service providers; support contract lifecycle management; collaborate across European legal teams; and promote legal and regulatory awareness through training and daily guidance.

QA Engineer responsible for planning and executing functional, regression, performance, security, and acceptance testing for fintech software. The role includes creating manual and automated test cases, building Selenium regression suites in C#, testing REST APIs with Postman, validating MSSQL data, documenting results, tracking defects, verifying fixes, and collaborating with developers, analysts, and business stakeholders in an Agile environment.

Develop, implement, and improve anti-money laundering policies, controls, processes, and reporting across multiple EU jurisdictions. Translate regulations into practical solutions, optimize workflows, analyze AML data, support audits and regulatory inquiries, deliver training, and identify automation opportunities. Partner with Product, Operations, Risk, Compliance, Technology, and Data teams to embed effective AML practices across the business.

An 18-month product trainee will join Avarda’s Data Platform team and develop toward a Junior Product Manager role. Responsibilities include understanding banking and payment data flows, documenting processes, writing business requirements and product tickets, supporting prioritization and roadmap discussions, coordinating with business and technical stakeholders, and contributing to data governance, quality, privacy, and automated decision-making initiatives.

Provides in-house legal advice across German and Austrian markets in a fintech environment, covering contracts, consumer credit, privacy, competition, banking regulation, product assessments, disputes, and regulatory implementation. The role monitors regulatory changes, updates customer documentation, negotiates agreements, supports legal operations and AI governance projects, collaborates with international teams, and delivers internal training.

Serve as local MLRO and AML subject-matter expert: develop and implement Latvian-tailored AML procedures, liaise with regulators, assess and improve AML frameworks, train staff, report AML metrics, and support audits and multi-jurisdictional compliance.

Design, implement, and maintain .NET Core microservices on Azure. Lead cloud-native architecture, CI/CD with Kubernetes/Docker/Azure Pipelines, improve observability with OpenTelemetry, optimize payment systems, and mentor engineers across distributed teams.

Define and document interest, fee, and product configuration rules; translate product requirements into precise supplier specifications; verify and test supplier deliveries for mathematical, regulatory, and product correctness; investigate and resolve calculation/fee discrepancies; create boundary and regression tests; support audits and provide hands-on internal support to finance, customer service, and operations.

Define, document, and validate interest, fee, and product configuration rules for core ledger systems. Translate product requirements for suppliers, verify delivered calculations (including edge cases and regulatory needs), create and run test cases, support audits and reporting, investigate discrepancies, and provide ongoing hands-on support to finance, operations, and customer-facing teams.

Define, document, and validate interest, fee, and product configuration rules for a core ledger platform. Translate business requirements into precise specifications for internal and external suppliers, verify mathematical and regulatory correctness, create and run test cases, support audits, investigate discrepancies, and provide hands-on support to finance, operations, and customer teams.

Owner of day-to-day security for client, server, and cloud environments. Manage Conditional Access, GPOs, Intune/Autopilot, PIM/PAM, DLP, vulnerability scanning, and incident response with the SOC. Coordinate pentests, audits, documentation, and support disaster recovery and business continuity.

Define detailed requirements for transaction processing and posting logic, validate and regression-test supplier deliveries, support internal configuration and day-to-day ledger queries, investigate and resolve ledger incidents, maintain documentation and runbooks, and collaborate with product, QA, and suppliers on integrations and technical decisions.

Define detailed requirements for transaction processing and balance logic, verify and regression test supplier deliveries, configure and support the core ledger platform, investigate and resolve ledger incidents, maintain documentation and runbooks, and provide hands-on internal support to finance, customer service and operations teams.

Lead QA for the Core Ledger platform: define test strategy, build and run functional, integration, regression and acceptance tests (including automation), verify supplier deliveries, triage defects, track quality metrics, and support go/no-go decisions to ensure ledger accuracy and reconciliation.

Lead QA for the Core Ledger domain: define test strategy, build and run test plans and automated regression suites, verify supplier deliveries, triage defects, track quality metrics, support go/no‑go decisions, and embed testability across requirements and deliveries in a small, hands-on team.

Lead QA for the Core Ledger platform: define test strategy, build and run functional/regression/integration/acceptance tests (including automation), verify supplier deliveries, triage defects, track quality metrics, and participate in go/no-go decisions to ensure ledger accuracy and reconciliation.

Define detailed requirements for transaction processing and posting logic, verify and regression-test supplier deliveries, support internal ledger configuration, investigate and resolve ledger incidents, document data flows and runbooks, provide hands-on support to finance and ops teams, and help integrate new products into the ledger framework.

Define detailed requirements for transaction processing and balance management; verify and regression-test supplier deliveries; investigate and resolve ledger incidents; maintain documentation and runbooks; support internal configuration and day-to-day ledger queries; integrate new products and instruments; collaborate with Product, QA, Delivery Manager, and external suppliers to ensure accurate, well-tested ledger operations.