Jobs at TexasBank

Perform entry-level commercial credit analysis: prepare credit memoranda, complete cash flow spreads, evaluate financial statements and creditworthiness, monitor covenant compliance, support underwriting and borrower reviews, and assist loan officers on site visits and appraisals.

Review daily CIF and deposit data change reports from the bank core, verify changes against documentation in Synergy, ensure proper authorization and regulatory compliance, monitor and track exceptions to resolution, and report exception metrics to senior management. Maintain knowledge of bank policies, state and federal laws, and support special projects to improve operational accuracy.

Coordinate and manage marketing projects and campaigns from intake through completion. Maintain schedules, documentation, approvals, and stakeholder communication. Support campaign execution, vendor coordination, compliance routing, and departmental administrative tasks to keep marketing initiatives organized and on schedule.

Lead default servicing strategy and operations for the bank, overseeing collections, loss mitigation, foreclosure, bankruptcy, REO, vendor management, compliance, reporting, and process improvements to optimize portfolio performance and regulatory adherence.

Originates and expands the commercial real estate loan portfolio by developing client relationships and new business, performing credit analysis and underwriting, structuring loans, ensuring regulatory compliance, managing portfolio performance, preparing documentation and reports, and collaborating with risk, compliance, and operations teams.

Provide first-line support for bank e-banking and treasury services (ACH, wires, Positive Pay, RDC, Bill Pay). Perform account setup and maintenance, accurate data entry using Jack Henry and Excel, monitor fraud alerts, troubleshoot common issues, escalate complex problems, and maintain regulatory compliance while collaborating with internal teams to ensure excellent client service.

Manage and mentor a team of mortgage collections specialists, develop and implement collections strategies, ensure regulatory compliance (FDCPA, RESPA), analyze delinquent accounts, negotiate payments, monitor KPIs, handle escalations, and maintain accurate records and reporting.