Jobs at Ryt Bank

Supports technology operations initiatives, including operational reporting, process documentation, AI and automation projects, audit and compliance activities, and continuous improvement efforts.

Supports balance sheet management, liquidity and capital analysis, ALCO governance, product control, funds transfer pricing, and profitability reporting. Partners with Treasury, Risk, Product, Technology, Data, and Finance teams to evaluate products, improve financial systems, automate processes, strengthen controls, and deliver management, Board, and regulatory reporting. The role also develops financial models, performs reconciliations, supports Workday Finance enhancements, and contributes to strategic finance initiatives.

Supports the Compliance team in monitoring banking regulations, maintaining policies and guidelines, tracking regulatory filings, preparing audit and inspection materials, conducting compliance research, reviewing controls, and maintaining regulatory documentation. The intern will gain practical exposure to digital banking compliance, risk management, governance, and stakeholder communication while developing analytical and documentation skills.

Provides second-line AML, CFT, CPF, and sanctions risk advisory across high-risk customers, products, channels, and third parties. Conducts risk assessments, assurance testing, monitoring scenario validation, regulatory support, enterprise risk reporting, policy updates, and specialized training. Advises business units on complex financial crime risks, supports AML system configuration and testing, and maintains alignment with Malaysian regulations and FATF standards.

Provides independent regulatory compliance oversight, advisory, risk assessment, reporting, training, and regulatory change management for a digital bank. The role supports Management, the Board, business teams, and regulators by interpreting requirements, maintaining compliance policies and trackers, conducting reviews and testing, coordinating regulatory submissions, and fostering a strong compliance culture.

Design and maintain credit policies, underwriting rules, expert-judgment scorecards, and SME and corporate risk-rating frameworks. Monitor portfolio health through delinquency, vintage, concentration, rating migration, and early-warning indicators. Review underwriting decisions, support model governance, prepare Credit Committee and regulatory materials, and collaborate with business, compliance, finance, legal, and operations teams to improve credit risk processes and reporting.

Assist in preparing financial statements, support closing activities, maintain records, conduct variance analysis, and aid process improvements.

The Business Banking Relationship Manager acquires and manages SME relationships, providing financial solutions through digital channels while ensuring client satisfaction and compliance.

The Business Intelligence Intern will assist in data analytics, visualization, and technical documentation while gaining hands-on experience in data transformation and business analysis.

The AML Policy, Advisory & Intelligence Assistant Manager supports AML/CFT/CPF & TFS compliance, providing advisory support, conducting risk assessments, and preparing reports for regulatory compliance.

The Customer Due Diligence Specialist ensures compliance with AML and CFT regulations by conducting risk assessments and due diligence on customer information while collaborating within a digital banking team.

The HR Business Partner will align HR strategies with business objectives, manage employee relations, and analyze HR data to support talent management and organizational effectiveness.

As an Onboarding Specialist, you'll verify customer documents, analyze profiles for compliance, utilize screening tools, and collaborate with the compliance team.

As a Product Designer, you will create user-centered designs, collaborate with teams, lead design workshops, and produce design deliverables while staying updated on industry trends.

The Payments & Reconciliation Operations Specialist is responsible for accurate payment processing, reconciliation, and communication with stakeholders in a digital banking environment.

Lead Ryt Bank's Open Finance program, managing product integration, strategy, metrics, and cross-functional collaboration with a focus on improving customer outcomes.

The Onboarding Specialist verifies customer identification, assesses compliance with regulations, and works with the compliance team to address potential issues.

Perform first-line review and investigation of alerts from fraud and AML monitoring systems, conduct manual eKYC verifications, document findings, escalate suspicious cases to Level 2, ensure SLA compliance, perform customer due diligence, and help identify emerging fraud trends and AML risks.

Handle customer inquiries and provide resolutions through phone and email, promote products, ensure satisfaction, and support team leaders.

Lead and strengthen the bank's operational and non-financial risk practice: design and enhance risk frameworks (RCSA, KRI), oversee third-party, technology/cyber and data risk, support new products and business initiatives, drive risk systems and automation, ensure BNM regulatory compliance, produce senior management and regulator reporting, and build risk culture and stakeholder engagement.