Teams at Ryt Bank

Manages debit and credit card settlement, reconciliation, exception investigations, disputes, and operational controls. Oversees card issuance and maintenance activities, resolves discrepancies, prepares reports, supports audits and compliance reviews, and provides guidance to Card and Credit Lending Operations. The role collaborates with internal stakeholders, maintains service-level performance, and contributes to process improvement and automation initiatives.

Investigates escalated fraud and AML cases, analyzing transaction patterns, account linkages, customer behavior, and suspicious activity indicators. Prepares investigation reports and recommends actions such as escalation, account restrictions, enhanced monitoring, or INSAR filing. Collaborates with compliance, risk, legal, and business teams; supports law enforcement requests; identifies emerging trends; contributes to rule tuning; and maintains documentation for audits and regulatory reviews.

Performs customer, enhanced, and ongoing due diligence for individual and corporate customers. Responsibilities include KYC verification, sanctions and PEP screening, adverse media reviews, risk profiling, source-of-funds and source-of-wealth analysis, periodic reviews, escalation of suspicious activity, audit-ready documentation, and collaboration with fraud, compliance, onboarding, and transaction-monitoring teams.