Jobs at M&T Bank

Analyze commercial clients' credit risk through financial statement review, cash flow and collateral valuation, and estimate loan loss reserves. Prepare monthly/quarterly/annual reports, support internal/external reporting and regulatory reviews, participate in projects, and maintain compliance with accounting standards and internal controls.

Lead quantitative credit risk analyses for M&T's indirect lending portfolios, supervise and mentor analysts, perform portfolio deep dives, build and refine predictive models, manipulate large datasets using SQL and SAS, track portfolio performance, present findings to management, and ensure adherence to risk, regulatory, and internal control standards.

Perform credit underwriting and ongoing monitoring for commercial loan portfolios. Analyze financial statements, tax returns, and industry data; prepare credit memos, risk ratings, cash flow and covenant sensitivity models; recommend structures and conditions; support credit committees and relationship managers; ensure policy compliance and accurate data entry.

Create and maintain reports, dashboards, and spreadsheets to support program and financial analysis. Perform non-routine data review, reconciliation, and judgment-based analysis. Drive process improvements and automation, support project implementations, audits, compliance testing, and technical escalations while maintaining internal controls.

Act as single point of contact for delinquent mortgage borrowers through loss mitigation and foreclosure. Make inbound/outbound calls, collect and review documentation, explain decisions and options, document contacts in servicing system, and maintain regulatory and internal control compliance.

Produce and maintain routine departmental reports, spreadsheets, slide decks, and dashboards. Collect, consolidate, review, and reconcile data to support business decisions. Perform routine analysis, support process improvements and automation, assist with project implementation and technical troubleshooting, and ensure compliance with internal controls and audit requirements.

Serve as primary liaison for Special Assets customers and workout officers, handling deposit and loan servicing, KYC/BSA/AML validation, data entry, report monitoring, and cross‑department coordination. Resolve customer issues, process account requests, maintain records, and support departmental projects while adhering to compliance and internal control standards.

Manage enterprise employee relations programs including workplace accommodations and workforce restructures. Oversee intake, interactive dialogue, resolution, compliance, and reporting. Partner with HR and business stakeholders, drive process improvements using data, provide consultation on sensitive matters, ensure regulatory adherence, and support risk mitigation and audit controls.

Manage M&T/Wilmington Trust PAC and political engagement activities: lead PAC strategy and operations, ensure compliance, develop communications and educational materials, monitor legislation, coordinate events and stakeholder outreach, support Government Relations meeting materials, and act as liaison across internal partners.

Lead cross-functional strategic initiatives for the division, define scope and approach, direct resources and teams (10-20), provide analytical support and data analysis, present to governance, ensure regulatory and risk compliance, implement audit/regulator items, and drive process improvement and stakeholder alignment.

The Mortgage Originator interviews applicants, assesses credit worthiness, recommends mortgage products, cultivates business, and ensures regulatory compliance. Responsible for customer outreach and developing relationships with real estate professionals.

The role involves originating new equipment finance loans, building customer relationships, processing transactions, and adhering to regulatory standards in sales.

This role oversees independent risk management services, evaluating operational risks and ensuring compliance with established frameworks and policies. Responsibilities include risk assessment, reporting, and collaboration with various risk teams.

The Payroll Specialist supports biweekly payroll processing, ensures accuracy of employee compensation, and collaborates with HR for employee inquiries and payroll adjustments.

The Organizational Capability Advisor leads the design and implementation of frameworks for organizational capabilities, utilizing evaluative research, consulting, and change management to drive strategic decisions at a high level.

The Advertising Manager leads brand media planning, creative development, and performance optimization while managing stakeholder relationships and budgets.

The Financial Analyst III will ensure data quality in regulatory reporting, assess data governance, analyze regulatory guidance, and track data issues, while collaborating with senior leadership and business lines.

The Product Manager III is responsible for the strategic growth and management of product lines, overseeing development, user experience, and compliance in a digital portal, while collaborating with various internal teams and managing financial performance.

The role leads enterprise data governance and strategy execution by managing data working groups, ensuring data compliance, and translating data challenges into actionable solutions.

The role involves leading enterprise risk management activities, ensuring adherence to policies, conducting complex analyses, and presenting findings to senior management and committees.