Jobs at M&T Bank

Leads equipment finance technology modernization and platform enablement initiatives across origination, underwriting, servicing, asset management, customer experience, and operations. Defines product strategy, roadmaps, requirements, and future-state capabilities; manages implementations, migrations, integrations, vendors, governance, reporting, risk, testing, and adoption. Serves as an equipment finance subject matter expert and partners with business, technology, architecture, operations, risk, finance, and external implementation teams.

Provides employee relations counsel and solutions across the bank, including performance management, corrective action, terminations, complaints, investigations, regulatory proceedings, policy interpretation, and workplace conflict resolution. Advises managers and employees on employment policies, EEO, affirmative action, legal issues, and conduct matters. Delivers training, supports exit interviews, collaborates with HR centers of excellence, and helps mitigate employment-related regulatory and litigation risks.

Principal Software Engineer responsible for expert-level coding, system architecture, technical strategy, code quality, SDLC improvement, and enterprise-scale modernization. Designs distributed systems and API integrations, governs architectural change, drives resiliency, security, observability, and performance standards, and influences stakeholders across multiple teams. Mentors engineers, leads technical initiatives without direct authority, manages technical risks and dependencies, and ensures compliance with regulatory, audit, and corporate engineering standards.

Leads enterprise payments technology strategy, architecture, engineering, modernization, and transformation across Wire, ACH, SWIFT, ISO 20022, RTP, FedNow, and emerging payment capabilities. Oversees 50–100+ employees, technology investments, cloud adoption, platform modernization, vendors, risk, cybersecurity, resiliency, regulatory compliance, and delivery execution. Partners with senior business and technology leaders to improve payment services, simplify application portfolios, strengthen engineering practices, and align technology investments with client and business outcomes.

Administers trust and entity accounts for high-net-worth private and institutional clients. Serves as the primary client contact, processes transactions and distributions, establishes accounts, resolves requests, supports relationship managers, coordinates internal and external service partners, and maintains regulatory, risk, audit, and control standards. May guide less experienced staff and contribute to client meetings, service recommendations, and client strategy implementation.

Assess and manage credit risk for commercial clients by underwriting new loans and modifications, performing financial statement analysis and modeling, monitoring portfolios via continuous credit monitoring, partnering with relationship managers, ensuring credit policy and regulatory compliance, preparing credit memos and risk ratings, and supporting transaction structuring and committee presentations.

Leads independent technology, cybersecurity, and data control testing, including control design and operating effectiveness assessments, remediation validation, issue evaluation, and regulatory engagement support. Develops risk-based annual testing plans, challenges risk and control owners, maintains testing methodology and quality standards, prepares management reporting, and provides subject matter expertise on cybersecurity risk, control frameworks, and assurance practices.

Administers trust and entity accounts for high-net-worth private and institutional clients. Serves as the primary client contact, processes transactions and distributions, establishes accounts, resolves requests, manages service partners, supports account representatives, and maintains regulatory, risk, audit, and internal control standards. Provides guidance to less experienced staff while delivering accurate, timely client service.

Provides complex administrative and secretarial support to senior bank management. Responsibilities include serving as a liaison, preparing correspondence and presentations, managing calendars and appointments, coordinating travel, maintaining expense records, handling billings and disbursements, supporting projects, and adhering to compliance and internal control standards.

Administers trust and entity accounts for high-net-worth private and institutional clients. Serves as the primary client contact, processes transactions and account changes, supports relationship managers, manages internal and external service partners, resolves issues, maintains controls, and ensures compliance with risk, regulatory, and audit standards. May guide less experienced personnel and contribute to client meetings, recommendations, and revenue-generating activities.

Leads Treasury Risk Management Oversight, governing interest rate, liquidity, market, recovery, and resolution risks. Manages relationships with Corporate Treasury, audit, regulators, the CRO, and Board Risk Committee. Oversees asset/liability risk processes, controls, reporting, acquisition integration, annual planning, regulatory compliance, and escalation of emerging risks. Provides leadership for the TRMO team and represents the bank with industry and regulatory organizations.

Manages and trades approximately 300 investment portfolios totaling over $1 billion in assets under management. Partners with Investment Advisors to understand client objectives, tax budgets, constraints, and target strategies. Implements transition plans, monitors tracking error, communicates trades, and escalates risk or regulatory issues. Maintains internal controls and supports audit and regulatory requirements while delivering Wilmington Trust’s investment approach.

Leads enterprise architecture strategy, governance, and technology roadmaps across business and technical domains. Collaborates with senior technology and business leaders to assess current and target states, guide strategic initiatives, and ensure alignment with enterprise standards. Provides architecture oversight across applications, data, cloud, infrastructure, security, integration, and operations. Researches emerging technologies, develops principles and reference materials, supports architectural reviews, and escalates technology and regulatory risks.

Leads moderately complex to complex application projects from proposal through post-implementation. Gathers and documents business and functional requirements, coordinates project teams and vendors, prepares estimates and testing materials, manages UAT and system integration testing, tracks milestones and scope, resolves implementation issues, and supports regulatory compliance. Acts as a functional lead and subject matter expert while mentoring junior staff and coordinating across business units and applications.

Build and manage a Baltimore-area financial advisory book through referrals, new client development, and retail branch partnerships. Deliver personalized investment and insurance solutions, conduct portfolio reviews, recommend asset-growth and protection strategies, and manage client relationships throughout the full lifecycle. Collaborate with retail, business banking, and wealth teams to generate opportunities and grow assets under management.

Conducts advanced financial, tax, and regulatory research; prepares, analyzes, and reviews financial schedules, reconciliations, and regulatory reports. Ensures data integrity, internal-control compliance, GAAP and SEC adherence, and timely submissions. Resolves complex issues, performs variance analysis, supports audits and regulatory matters, mentors junior staff, leads work allocation, improves processes, and communicates findings to management and business partners.

Manages complex Global Capital Markets client accounts, overseeing administration, transaction operations, cash flows, billing, reporting, compliance, risk controls, and client service. Builds and expands client relationships, supports sales opportunities, structures and closes transactions, reviews legal documents, leads projects, improves products and controls, and supervises and mentors Relationship Managers and Client Administrators.

Leads Customer Success Specialists responsible for onboarding, training, servicing, support, adoption, retention, satisfaction, and customer growth for the M&T Nota platform and banking services. Builds scalable remote servicing processes, tools, and capabilities; monitors performance metrics and customer feedback; partners with Product, Engineering, Sales, Marketing, and Banking teams to improve products and service delivery; advises senior management; and ensures adherence to risk, regulatory, audit, and internal control standards.

Analyzes commercial credit requests and monitors loan portfolios throughout the credit lifecycle. Reviews financial statements, tax returns, collateral, industry data, and other diligence materials; prepares financial projections, cash flow models, covenant analyses, risk ratings, and credit recommendations. Partners with relationship managers, presents analyses to credit committees, monitors policy compliance and emerging risks, and maintains accurate credit documentation and system data.

Underwrite and monitor commercial loan portfolios throughout the credit lifecycle. Analyze financial statements, tax returns, collateral, cash flow, industry data, and credit metrics; prepare financial models, risk ratings, covenant analyses, and credit recommendations. Partner with relationship managers, present findings to credit committees, ensure policy and regulatory compliance, identify emerging risks and suspicious activity, and support transaction execution and junior analyst development.