Jobs at M&T Bank

Leads enterprise architecture strategy, governance, and technology roadmaps across business and technical domains. Collaborates with senior technology and business leaders to assess current and target states, guide strategic initiatives, and ensure alignment with enterprise standards. Provides architecture oversight across applications, data, cloud, infrastructure, security, integration, and operations. Researches emerging technologies, develops principles and reference materials, supports architectural reviews, and escalates technology and regulatory risks.

Leads moderately complex to complex application projects from proposal through post-implementation. Gathers and documents business and functional requirements, coordinates project teams and vendors, prepares estimates and testing materials, manages UAT and system integration testing, tracks milestones and scope, resolves implementation issues, and supports regulatory compliance. Acts as a functional lead and subject matter expert while mentoring junior staff and coordinating across business units and applications.

Build and manage a Baltimore-area financial advisory book through referrals, new client development, and retail branch partnerships. Deliver personalized investment and insurance solutions, conduct portfolio reviews, recommend asset-growth and protection strategies, and manage client relationships throughout the full lifecycle. Collaborate with retail, business banking, and wealth teams to generate opportunities and grow assets under management.

Conducts advanced financial, tax, and regulatory research; prepares, analyzes, and reviews financial schedules, reconciliations, and regulatory reports. Ensures data integrity, internal-control compliance, GAAP and SEC adherence, and timely submissions. Resolves complex issues, performs variance analysis, supports audits and regulatory matters, mentors junior staff, leads work allocation, improves processes, and communicates findings to management and business partners.

Manages complex Global Capital Markets client accounts, overseeing administration, transaction operations, cash flows, billing, reporting, compliance, risk controls, and client service. Builds and expands client relationships, supports sales opportunities, structures and closes transactions, reviews legal documents, leads projects, improves products and controls, and supervises and mentors Relationship Managers and Client Administrators.

Leads Customer Success Specialists responsible for onboarding, training, servicing, support, adoption, retention, satisfaction, and customer growth for the M&T Nota platform and banking services. Builds scalable remote servicing processes, tools, and capabilities; monitors performance metrics and customer feedback; partners with Product, Engineering, Sales, Marketing, and Banking teams to improve products and service delivery; advises senior management; and ensures adherence to risk, regulatory, audit, and internal control standards.

Analyzes commercial credit requests and monitors loan portfolios throughout the credit lifecycle. Reviews financial statements, tax returns, collateral, industry data, and other diligence materials; prepares financial projections, cash flow models, covenant analyses, risk ratings, and credit recommendations. Partners with relationship managers, presents analyses to credit committees, monitors policy compliance and emerging risks, and maintains accurate credit documentation and system data.

Underwrite and monitor commercial loan portfolios throughout the credit lifecycle. Analyze financial statements, tax returns, collateral, cash flow, industry data, and credit metrics; prepare financial models, risk ratings, covenant analyses, and credit recommendations. Partner with relationship managers, present findings to credit committees, ensure policy and regulatory compliance, identify emerging risks and suspicious activity, and support transaction execution and junior analyst development.

Leads the enterprise Site Reliability Engineering Center of Excellence and Forward Deployed SRE program. Establishes SRE strategy, standards, governance, operating models, observability, release engineering, resiliency, automation, and operational readiness practices. Manages engineering leaders, program managers, technical teams, staffing, budgets, and vendors while driving reliability improvements across banking platforms. Oversees SLOs, error budgets, incident management, deployment safety, cloud engineering, risk controls, portfolio execution, and executive stakeholder engagement.

Lead the architecture, implementation, and operation of an enterprise technology metrics platform. Build integrations, scalable data pipelines, metric calculation engines, dashboards, and governance to standardize reporting across systems (Jira, ServiceNow, GitLab, Snowflake, Power BI). Enable near real-time reporting, data quality controls, automated monthly reporting, executive visualizations, and mentor engineering teams.

Negotiates transaction documents and manages timely closings for public finance and Global Capital Markets clients. Serves as the centralized, client-facing deal manager, coordinating internal support teams, deal structures, escalated client issues, risk controls, and regulatory requirements. Supports Sales business development initiatives, attends client meetings and conferences, interprets legal documents, and acts as a liaison throughout transaction closings.

Leads advanced financial research, forecasting, modeling, and analysis projects independently. Provides strategic financial advice to senior management, builds forecasting tools, interprets financial statements and trends, mentors junior staff, ensures team workload quality, and supports risk, regulatory, audit, and internal control requirements.

Originates residential mortgage loans by assessing applicants’ financial information, determining creditworthiness, recommending FHA, VA, conventional, and other loan products, negotiating terms, and ensuring regulatory compliance. Develops mortgage business through customer, Realtor, builder, and community relationships; promotes bank products; monitors mortgage regulations and real estate market trends; and maintains SAFE Act registration requirements. The role involves independent work, extensive external contacts, sales calls, and potential travel to customer locations.

Evaluate complex and high-risk consumer loan applications, assess creditworthiness, make lending decisions, and exercise authority up to $200,000. Manage regional workflow, communicate credit procedures, train staff, maintain dealer and broker relationships, and ensure compliance with Regulation B, HMDA, adverse action, fair lending, fraud procedures, and privacy guidelines. Support indirect lending through dealerships, including evening, weekend, and holiday availability.

Manages a Global Capital Markets unit, including complex client relationships, business development, staff leadership, process improvement, revenue generation, strategic planning, risk management, regulatory compliance, and enterprise initiatives. Coaches Relationship Managers, oversees staffing and performance, strengthens service quality, identifies cross-selling opportunities, maintains internal controls, and supports profitability and operational effectiveness across up to 6,500 accounts or 10+ staff members.

Supports corporate accounting and financial reporting for Human Resources and employee benefits programs. Prepares complex schedules, reconciliations, regulatory and SEC reports, variance analyses, and general ledger entries. Ensures compliance with GAAP, internal controls, tax regulations, and banking requirements. Resolves issues, tests data integrity, improves processes, supports audits, collaborates with Finance and HR stakeholders, and mentors junior team members.

Administers trust and entity accounts for high-net-worth private and institutional clients. Serves as a primary client contact, processes transactions and account requests, maintains documentation and controls, supports relationship managers, resolves client and service-partner issues, and ensures compliance with company policies, risk standards, audits, and regulatory requirements.

Administers trust and entity accounts for high-net-worth private and institutional clients. Serves as a primary client contact, processes transactions and account changes, supports relationship managers, manages service partners, resolves issues, maintains controls, and ensures compliance with internal policies, regulatory standards, and audit requirements. Provides guidance to less experienced staff and contributes to client relationship and revenue-generating activities.

Leads technology and cybersecurity risk management and regulatory exam activities for a bank. Responsibilities include conducting risk analyses, developing mitigation plans, coordinating regulatory responses, preparing examination materials and presentations, maintaining compliance documentation, improving policies and training, and escalating risk issues. The role collaborates with Technology, Cybersecurity, Risk, Internal Audit, business teams, and senior leadership to support regulatory compliance and organizational resilience.

Manages complex, high-priority projects spanning multiple business or functional areas from initiation through closure. Responsibilities include developing project plans, schedules, budgets, risk and resource plans; gathering requirements; coordinating stakeholders and teams; monitoring performance, costs, scope, and risks; implementing corrective actions; ensuring regulatory and internal control compliance; and supporting team development and communication.