Jobs at M&T Bank

Lead the enterprise AI Enablement function to operationalize AI platforms, tooling, governance, and adoption. Define reusable patterns, guardrails, reference architectures, and enablement materials; coordinate with risk, security, architecture, vendors, and business stakeholders; manage a mixed team of engineers and contractors; track adoption and risks; and translate AI strategy into scalable, controlled execution across the organization.

Lead governance and support for SaaS applications (notably Adobe Cloud), manage SaaS integrations, authentication, licensing, and endpoint alignment. Oversee patch management (Ivanti, SCCM, Jamf), drive vulnerability remediation, maintain Power BI compliance dashboards, support application lifecycle and audit readiness, and automate workflows using PowerShell and Power Automate while collaborating with Cybersecurity, Risk, and Endpoint teams.

Lead resolution of complex, high-risk distressed or defaulted Global Capital Markets accounts. Manage litigation, bankruptcy, contract negotiations, waterfall reconstruction, account administration, risk mitigation, and stakeholder communications. Mentor team members and drive policy, process, and control improvements to protect the business.

Supports Global Capital Markets trust and entity administration for high-net-worth and institutional clients. Serves as primary client contact, assists account relationship managers, processes transactions (disbursements, trades, balances), establishes accounts, facilitates distributions and terminations, coordinates with internal/external partners, maintains controls and regulatory compliance, and resolves client issues to enhance service delivery.

The Lead Software Engineer will modernize loan agency technology, develop applications, design APIs, oversee development standards, and coach team members.

Field-based role that partners with retail branch teams to identify and refer qualified residential mortgage opportunities. Responsibilities include branch engagement, training and coaching staff on mortgage products and referral conversations, liaising with centralized origination, tracking referral trends, and ensuring compliant, customer-focused practices.

Perform routine and judgment-based analyses, reporting, reconciliations, and procedure updates for Customer Asset Management. Support projects, system testing, compliance, audits, and stakeholder coordination across banking platforms. Provide departmental system support and escalate risk issues as needed.

Lead the bank's commercial fraud product strategy to reduce losses, improve client experience, grow fraud product revenue, and align cross-functional teams. Define authentication capabilities, run education programs, coordinate fraud incident responses, establish reporting, and advocate investment in fraud controls and tooling.

Design, develop, and maintain secure, resilient banking applications within the SDLC. Write and review advanced-level code, manage source control, resolve merge conflicts, analyze requirements, collaborate on architecture, and ensure adherence to risk and regulatory controls.

Lead credit review and oversight for multifamily and healthcare transactions, ensuring investor guideline compliance, structuring deals, mentoring junior staff, coordinating with originators and investor representatives, reviewing third-party reports, and facilitating first-line credit approval and handoff to underwriting.

Support underwriting and ongoing monitoring of a portfolio of commercial credit relationships by analyzing financial statements, preparing credit analyses and models, identifying and escalating risk issues, recommending structure and risk ratings, and partnering with relationship managers throughout the credit lifecycle.

Underwrite and manage credit risk for commercial clients by analyzing financial statements, preparing credit memos and models, monitoring loan portfolios, ensuring policy and regulatory compliance, partnering with relationship managers through deal lifecycle, and mentoring junior analysts.

Underwrite and monitor commercial credit relationships, perform financial statement analysis and modeling, prepare cash flow and collateral schedules, identify and escalate credit risks, recommend structures and risk ratings, support credit committees, and ensure policy and regulatory compliance across the credit lifecycle.

The role requires providing technical support to senior executives, troubleshooting technical issues, and implementing improvements across various technology teams.

The Commercial Credit Senior Associate analyzes financial data, manages credit risk for commercial clients, and collaborates with relationship managers to ensure sound lending decisions while ensuring compliance with credit policies.

The Operational Risk Specialist supports the Bank's insurance program by managing documentation, coordinating policy renewals, processing invoices, and assisting with loss data reporting.

The Commercial Closing Officer manages commercial loan closings, ensuring documentation accuracy and adherence to regulatory standards while coordinating with various stakeholders and managing multiple transactions.

The Commercial Closing Officer manages and executes commercial loan closings, ensuring documentation accuracy and compliance with internal controls and regulatory standards. Responsibilities include coordinating with stakeholders, validating loan documentation, and addressing discrepancies to maintain financial integrity.

The Commercial Closing Officer manages commercial loan closings, ensuring compliance with legal and regulatory standards while coordinating with internal and external stakeholders to finalize transactions accurately.

Receive, compile, and evaluate loss mitigation documentation to ensure investor requirements are met. Identify proof of income, request missing documents, coordinate with the Single Point of Contact, and maintain compliance with internal controls, audit points, and regulatory standards. Perform related duties as assigned.