Jobs at Kredivo Group

Lead commercial due diligence and market-entry analysis for acquisitions and expansion. Conduct primary research, assess market sizing, unit economics, regulatory dynamics and synergies. Support sourcing, screening, evaluation, and closing of M&A, strategic investments and JVs. Monitor industry trends and assist capital markets and investor relations materials. Coordinate cross-functionally to execute buy-or-build strategy.

Work with product and development teams to plan, execute, and automate testing for web and mobile. Create test plans and test cases, perform manual testing, log and verify bugs, and maintain API and end-to-end automation. Improve QA processes, collaborate cross-functionally, and support timely, high-quality releases.

Manage end-to-end reimbursement and administrative processes for nationwide marketing: collect, verify, and track reimbursement documents; monitor cash advances and settlements; maintain audit-ready documentation and expense logs; and coordinate between marketing, field teams, and finance to ensure timely submissions and budget control.

Manage lender drawdowns, repayments, interest calculations, and documentation. Coordinate with overseas lenders and internal teams for funding, onboarding, and renewals. Update interest settlements in the accounting system, prepare monthly external debt (ULN) reports to Bank Indonesia, and perform related administrative and operational tasks with accuracy.

Work with senior engineers to execute routine cloud infrastructure tasks (IAM, environment setup, tagging), assist deployments, monitor system health and alerts, write basic automation scripts and Terraform modules, and produce documentation and runbooks while learning the infrastructure stack.

Own end-to-end recruitment for Product roles (primary) and Data, Risk, Internal Audit (secondary). Source and screen candidates, schedule interviews, conduct initial screens, maintain ATS/tracker data, share pipeline updates, support offer negotiation and handover to onboarding.

Lead a team to develop large-scale applications, apply engineering best practices, and manage team productivity through coaching and process improvement.

The Senior Fraud Reviewer is responsible for detecting and mitigating fraud on the platform, investigating suspicious transactions and accounts, and collaborating with teams to improve fraud prevention.

Responsible for preparing tax working papers for various tax articles, submitting through Coretax, and coordinating with tax consultants.

As a Fullstack Engineer, you will design, develop, and maintain scalable web applications, and work closely with product and sales teams to deliver solutions.

Develop and execute automated test scripts for mobile and web apps, define test plans from user stories, run various test types (UI, functional, performance, regression, unit, integration), document analyses and test reports, and collaborate to triage and maintain high-quality user experiences.

The Backend Engineer will lead projects from design to maintenance, write clean code, mentor junior engineers, and improve overall service quality.

Use data to monitor portfolio risk, set risk appetite and profitability benchmarks, create reports and early-warning triggers, assess portfolio actions, and provide actionable insights to mitigate credit risk.

The Sales Admin Executive monitors daily ecommerce operations, manages inventory and shipments, and generates sales reports for management.

Develop and implement backend services for Kredivo, focusing on scalability and integration of machine learning for credit scoring and fraud detection.

Provide administrative and operational support to the Brand Partnership Team, manage merchant data accuracy, monitor billing and payments, prepare performance reports, and coordinate communications with stakeholders to ensure smooth sales processes and deal execution.

The Senior Backend Engineer will design and implement backend services, mentor junior engineers, and improve system performance, emphasizing scalable solutions and high-quality code.

Design and manage scalable cloud infrastructure, ensuring performance, reliability, and cost efficiency while collaborating with various teams and automating processes.

As a Data Engineer, you will develop scalable data solutions, create documentation, solve data integrations, and collaborate with various teams to enhance data quality and insights.

As a Data Scientist, you'll develop machine learning models, collaborating with Analysts and Engineers, while owning projects from ideation to implementation.