Jobs at CredPal

Drive sales of wealth and investment products through outbound calls, digital channels, referrals, and campaigns. Convert and onboard prospective investors, reactivate churned customers, manage investor relationships, achieve mobilisation and revenue targets, support renewals and retention, maintain CRM records, handle objections, and ensure compliant communication of financial products.

Leads credit strategy, underwriting, portfolio performance, risk appetite, pricing, and lending governance across consumer and business products. Owns portfolio growth, profitability, credit quality, monitoring, stress testing, fraud controls, collections partnerships, regulatory compliance, and executive reporting. Builds and develops credit, underwriting, portfolio management, and analytics teams while using data, scoring models, automation, and decision technology to support responsible lending growth.

Owns consumer and business credit portfolio performance, underwriting strategy, risk segmentation, fraud controls, delinquency management, policy governance, exposure monitoring, reporting, and stress testing. The role uses portfolio analytics to optimize approval quality, reduce losses, and support sustainable lending growth while collaborating with Product, Data, Engineering, Finance, Collections, Compliance, and Sales.

Owns legal recovery strategy and execution across delinquent, high-risk, written-off, and difficult-to-collect accounts. Responsibilities include portfolio segmentation, demand notices, settlement negotiations, litigation and enforcement, field recovery, partner management, documentation, compliance, recovery economics, and performance reporting. The role collaborates with Collections, Credit, Risk, Finance, Data, and Operations teams while pursuing measurable cash-recovery outcomes under Nigerian legal and regulatory requirements.

The Treasury Officer manages daily cash positions, liquidity planning, cash-flow forecasting, fund allocation, banking operations, investments, foreign exchange, reconciliations, treasury reporting, and financial controls. The role supports lending funding requirements, monitors treasury risks and costs, optimizes cash utilization, and collaborates with Finance, Credit, Collections, Operations, Compliance, Product, Engineering, and management to improve treasury processes and automation.

Lead investor acquisition and investment mobilisation for Widestride’s products, especially the WIL Balanced Asset. Build and convert pipelines of HNIs, corporates, institutions, family offices, and other qualified investors; develop partnerships; meet AUM, revenue, and acquisition targets; present investment products; monitor markets and competitors; forecast inflows; maintain client records; report performance; and ensure SEC, AML, KYC, and internal compliance requirements are met.

Manage the company’s treasury function, including cash flow, liquidity, funding, banking relationships, and short-term investments. Develop and implement investment strategies, allocate assets, select and monitor securities, manage portfolio risk, and ensure regulatory compliance. Provide financial guidance to senior management, establish treasury policies, and recruit and lead a growing treasury and investment team.

The Junior Audit and Internal Control Officer supports internal audits, reviews processes and controls, identifies risks, and fosters compliance culture within the organization.

The Sales Officer will drive customer acquisition and loan disbursement, meet sales targets, and maintain strong customer relationships while ensuring loan portfolio quality.

Lead capital markets initiatives by executing trades, optimizing liquidity, and ensuring regulatory compliance while delivering strong financial returns.

The Operations Officer will manage daily bank operations, ensure transaction accuracy, handle risk management, support compliance, and enhance customer service and operational efficiency.

The Head of Finance & Operations will manage financial strategy, ensure compliance, oversee daily operations, and lead the finance team of the microfinance bank.

Oversee the microfinance bank's credit risk framework by performing credit appraisals, portfolio monitoring, recovery support, internal control reviews, and compliance with CBN/AML/KYC rules. Prepare risk and audit reports, track PAR/NPL and KPIs, maintain the risk register, recommend mitigation/actions, and support regulatory reporting and audit follow-ups to safeguard loan portfolio quality.

The Recovery Officer supports debt collection and revenue management, negotiates payments, and manages the debt recovery process, ensuring adherence to policies.

Lead and execute digital marketing, paid advertising, email automation, social media, content and PR. Use analytics to optimize campaigns, run events, perform market research, and collaborate across product, sales, and design to drive user acquisition and brand growth.