Underwriter I (Remote)

Posted Yesterday
Be an Early Applicant
Hiring Remotely in USA
Remote
Junior
Insurance • Financial Services
We Make Tomorrow Better for Families and for the People Who Help Protect Them.
The Role
Evaluate insurance applications across health and life product lines, conduct risk assessments of medical histories and records, make underwriting decisions (approve/rate/decline), ensure regulatory and HIPAA compliance, review referrals, and communicate with agents to obtain required documentation.
Summary Generated by Built In

At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better.

Role Overview:

Could you be our next Underwriter I? Globe Life is looking for an Underwriter I to join the team!

This role is responsible for evaluating insurance applications and making informed, risk-based decisions to approve policies as standard, rated, or declined while maintaining full regulatory compliance across multiple product lines, including Medicare and health/life offerings. The Underwriter I performs specialized clerical functions, provides expert review of referrals from fellow underwriting team members, and builds strong agent relationships through professional communication.

This is a remote/work-from-home position.

What You Will Do:

  • Establish and maintain productive working relationships with field agents, new business teams, underwriting staff, and other Globe Life departments to ensure seamless processing and optimal outcomes for current and future policy applications.
  • Conduct comprehensive risk assessments by thoroughly reviewing and analyzing applicants' health histories utilizing approved underwriting resources, guidelines, and decision-making frameworks.
  • Evaluate medical records, prescription histories, and health-related documentation to determine insurability and appropriate risk classification.
  • Proactively communicate with agents via email to request outstanding compliance documentation and obtain additional information required for informed underwriting decisions while ensuring adherence to all regulatory requirements.
  • Maintain current and comprehensive knowledge of health and life insurance regulations, including federal, state, and company-specific standards, to ensure all underwriting activities comply with legal and organizational requirements.
  • Uphold strict confidentiality standards and protect sensitive applicant information in accordance with HIPAA regulations and company privacy policies.

What You Can Bring:

  • High school diploma or equivalent required.
  • 1-2 years of experience in an Underwriter Trainee or Junior Underwriter role.
  • Experience in the insurance industry preferred.
  • Demonstrated understanding of underwriting principles and risk assessment practices.
  • Knowledge of medical terminology is a plus.
  • LOMA 280 (Principles of Insurance) and LOMA 290 (Insurance Company Operations) strongly recommended within first year of employment.
  • Pursuit of Fellow, Life Management Institute (FLMI) designation recommended.

Applicable To All Employees of Globe Life Family of Companies:

  • Reliable and predictable attendance of your assigned shift.

  • Ability to work full time and/or part time based on the position specifications.

How Globe Life Will Support You:

Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don’t just work, but thrive at Globe Life:

  • Competitive compensation designed to reflect your expertise and contribution.

  • Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance.

  • Robust life insurance benefits and retirement plans, including company-matched 401k and pension plan.

  • Paid holidays and time off to support a healthy work-life balance.

  • Parental leave to help our employees welcome their new additions.

  • Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals.

  • Company-paid counseling for assistance with mental health, stress management, and work-life balance.

  • Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career.

  • Discounted Texas Rangers tickets for a proud visit to Globe Life Field.

Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters.

Skills Required

  • High school diploma or equivalent
  • 1-2 years experience in an Underwriter Trainee or Junior Underwriter role
  • Demonstrated understanding of underwriting principles and risk assessment practices
  • Experience in the insurance industry
  • Knowledge of medical terminology
  • LOMA 280 and LOMA 290 recommended within first year
  • Pursuit of FLMI designation recommended
  • Ability to maintain confidentiality and adhere to HIPAA and company privacy policies

Globe Life Compensation & Benefits Highlights

  • Retirement Support Retirement offerings for eligible corporate/W‑2 roles include a company‑matched 401(k) alongside a defined‑benefit pension, signaling uncommon depth. This pairing is presented as a standout element of the package.
  • Healthcare Strength Corporate/W‑2 roles are advertised with comprehensive medical, dental, and vision coverage, plus disability and company‑paid life insurance. HSA/FSA options and wellness resources are also available.
  • Parental & Family Support Paid maternity and paid parental leave are explicitly offered for eligible employees. Hybrid/on‑site/remote schedules where applicable provide additional family flexibility.

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The Company
HQ: McKinney, TX
3,000 Employees
Year Founded: 1951

What We Do

Globe Life is an insurance company with a mission centered on protecting the financial futures of working families. The company has operated for over a century, built on a foundation of discipline, ethics, and long-term thinking. Employees at Globe Life don't simply work in insurance. They help safeguard futures, show up in meaningful moments for real people, and contribute to something larger than a paycheck. The company's guiding statement, "We Make Tomorrow Better for Families and for the People Who Help Protect Them," reflects both its public mission and its commitment to the people who carry that mission forward every day.

Why Work With Us

Globe Life protects real families' financial futures, giving everyday work deeper meaning. Rooted in 100+ years of stability, ethics, and integrity, it's a place where employees grow with confidence. The culture values clarity, respect, and accountability, with real mobility, visible advancement, and intentional leadership development.

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Globe Life Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Work arrangements at Globe Life vary by role — onsite, remote, or hybrid (home Mon/Fri, office Tue–Thu). Every setup is matched to the job and team. Regardless of location, professionalism, collaboration, and accountability are always expected.

Typical time on-site: 3 days a week
HQMcKinney, TX
Broadview Heights, Ohio
Culver City, CA
Oklahoma City, OK
Waco, Texas
Learn more

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