SIU Expert Investigator

Posted 11 Days Ago
Be an Early Applicant
Hiring Remotely in Miami, FL, USA
In-Office or Remote
70K-117K Annually
Mid level
Automotive • Insurance
The Role
Investigate complex, large-loss and suspicious insurance claims for potential fraud. Develop facts and evidence, conduct Examinations Under Oath, document findings, coordinate with law enforcement and fraud bureaus, prepare reports, mentor staff, and support training and special projects while complying with applicable fraud statutes.
Summary Generated by Built In

Location(s)

Miami, Florida, Remote-FL

Details

Position Summary:

The SIU Investigator III is responsible for the investigation of complex, large loss, and multi-injury claims that may contain elements of fraud or claims otherwise deemed suspicious in nature. These investigations may include multi-feature and attorney represented losses.  Basic functions include: Investigation of claims, analysis and development of facts and evidence, and conducting and/or directing Examinations Under Oath. This investigator will coordinate investigations with outside SIU contacts, the Department of Insurance Fraud Division, NICB, and various law enforcement agencies. The Special Investigator III will assist with mentoring new hires, special projects, training initiatives, and may be asked to fill in for the SIU Manager and provide work direction to other Special Investigators on a temporary basis. A laptop computer, printer, cell phone, MP3 recorder, and other office equipment will be provided.  

This position will be a remote role, but will need to be residing in the local Miami Dade county area as their main location of their assignments.

Position Responsibilities:

  • Uses appropriate field, computer, and telephone investigative techniques.
  • Documents all investigative actions in a thorough, timely, and appropriate manner.  
  • Attends necessary training schools and participates in training to develop and improve skills, develops contacts, and meets state regulatory educational requirements.  
  • Prepares necessary reports for state fraud bureaus and cooperates with state agencies as required by law and management.
  • Responsible for communicating critical situations to the Special Investigation Unit and field managers.  
  • Develops and maintains contacts with other Special Investigative Units and fraud related organizations.  
  • Routinely practices independent judgement and discretion
  • Must conform to the Unfair Claim Practices Act and Fraud Statutes of the state in which the claim is handled.  
  • Assists with training and keeps all technical personnel advised of changes to law, fraud indicators, and tools available to combat fraudulent or suspicious claims.
  • Performs all other duties as assigned.  

Position Requirements:

  • A minimum of four (4) years as a Special Investigator II or three (3) years as a Special Investigator II with FCLS, CIFI, or CFE certifications.
  • Excellent written and verbal communication skills, thorough working knowledge of computers, ability to type proficiently, and operate efficiently in a modern “paperless” environment are essential.   
  • Must have a working knowledge of digital photo/document metadata and using the internet/social networking for investigative purposes.
  • Fraud Claims Law Specialist (FCLS) or Fraud Claims Law Associate (FCLA) designations and Certified Insurance Fraud Investigator (CIFI) or Certified Fraud Examiner (CFE) designations are preferred.
  • Possess a valid driver’s license and must meet qualifications for a company vehicle under the Company’s Vehicle Policy.
  • Demonstrates effective and diplomatic oral and written communication skills.
  • Proficiency in using Microsoft products such as Outlook, Word, PowerPoint, and Excel.   
  • Sponsorship is not accepted for this position.

The salary range for this position is $70,000-$117,000. Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination. Kemper is focused on expanding our Diversity, Equity and Inclusion efforts to align with our vision, mission, and guiding principles.  

Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.

Kemper will never request personal information, such as your social security number or banking information, via text or email.  Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates.  If you receive such a message, delete you receive such a message, delete it. 

Skills Required

  • Minimum four (4) years as a Special Investigator II or three (3) years as a Special Investigator II with FCLS, CIFI, or CFE certifications.
  • Excellent written and verbal communication skills.
  • Thorough working knowledge of computers, ability to type proficiently, and operate in a paperless environment.
  • Working knowledge of digital photo/document metadata and use of internet/social networking for investigative purposes.
  • Fraud Claims Law Specialist (FCLS) or Fraud Claims Law Associate (FCLA) and Certified Insurance Fraud Investigator (CIFI) or Certified Fraud Examiner (CFE) designations.
  • Possess a valid driver's license and meet company vehicle policy qualifications.
  • Proficiency with Microsoft Outlook, Word, PowerPoint, and Excel.
  • Knowledge of and ability to conform to the Unfair Claim Practices Act and applicable state fraud statutes.

Kemper Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kemper and has not been reviewed or approved by Kemper.

  • Retirement Support A 401(k) with company match and immediate vesting is paired with an Employee Stock Purchase Program, and an HSA employer contribution is noted for the HDHP option. These features strengthen long-term savings and financial security beyond base pay.
  • Healthcare Strength Comprehensive coverage includes medical, dental, vision, prescription, life and disability insurance, an EAP, and wellness programs. While plan costs vary by option and location, the breadth of core coverage is a clear pillar of the package.
  • Leave & Time Off Breadth PTO, paid holidays, sick time, and paid volunteer time are available alongside paid parental leave and other leave programs. This scope supports time away for rest, family needs, and community engagement.

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The Company
HQ: Chicago, IL
6,436 Employees
Year Founded: 1990

What We Do

The Kemper family of companies is one of the nation’s leading specialized insurers. With approximately $15 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Auto, Personal Insurance, Life and Health brands. Kemper serves over 6.6 million policies, is represented by approximately 34,000 agents and brokers, and has approximately 10,000 associates dedicated to meeting the ever-changing needs of its customers.

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