Kolomoni Microfinance Bank (Gambia) Limited is a CBG-licensed microfinance institution serving customers across The Gambia through a growing branch network. We are recruiting Senior Relationship Officers to lead Pods within our Sales & Business Development function.
WHAT YOU WILL DO
- Lead the Pod to its client acquisition, deposit mobilization and loan disbursement targets.
- Grow the client base across group, MSME and individual segments, and deepen existing relationships.
- Monitor the Pod's portfolio and hold Portfolio at Risk within approved limits.
- Lead recovery on overdue accounts, coordinating Relationship Officers and Direct Sales Agents.
- Review and validate loan applications for accuracy and completeness before submission.
- Coach and supervise the Pod through field visits, check-ins and honest performance conversations.
- Hold the standard on ethical selling, customer due diligence and documentation.
Requirements
- At least 4 years in relationship management, business development or lending in banking or microfinance.
- A demonstrated record of growing deposits and a performing loan portfolio.
- Practical experience of credit documentation, due diligence and portfolio monitoring.
- An HND or first degree in any discipline; an MBA or professional qualification is an advantage.
- The judgement to decline business that will not repay.
Skills Required
- At least 4 years of experience in relationship management, business development, or lending within banking or microfinance.
- Demonstrated record of growing deposits and maintaining a performing loan portfolio.
- Practical experience with credit documentation, customer due diligence, and portfolio monitoring.
- HND or first degree in any discipline.
- MBA or professional qualification.
- Ability to decline business that is unlikely to repay.
What We Do
CapitalSage Holdings is an indigenous, innovation-driven African conglomerate operating across financial technology, agribusiness, and healthcare. It began as a microfinance institution and evolved into a group focused on sectors that support Africa’s future. Through technology-enabled financial solutions, the company seeks to expand access to financial services and promote financial inclusion in Nigeria and beyond while building value across its businesses.
