Kolomoni Microfinance Bank (Gambia) Limited is a CBG-licensed microfinance institution serving customers across The Gambia through a growing branch network. We are recruiting a Risk & Compliance Officer to strengthen our Business Risk & Internal Control function.
WHAT YOU WILL DO
- Monitor transactions for suspicious or irregular activity and investigate flagged cases promptly.
- Screen customers against sanctions and watch lists at onboarding and on an ongoing basis.
- Review account opening documentation and confirm KYC completeness through the life of the relationship.
- Prepare and submit CBG statutory returns, AML/CFT returns, credit bureau reports and FIU returns within required timelines.
- Review loan files daily, track expired facilities, and monitor compliance with the single obligor limit.
- Conduct risk and control reviews, document findings, and track corrective action to closure.
- Act as day-to-day liaison with the assigned CBG regulatory officer and escalate compliance issues without delay.
Requirements
- 3–5 years in risk, compliance or audit, preferably in microfinance or banking in The Gambia.
- Sound knowledge of CBG regulatory requirements and FIU reporting obligations.
- Practical experience of AML/CFT frameworks, sanctions screening and statutory returns.
- A bachelor's degree in accounting, finance, law, risk management or a related field. ICA or CAMS certification is an advantage.
- Proficiency in MS Excel and core banking or compliance systems.
- The independence to escalate what needs escalating, and the discretion to handle what you see.
Skills Required
- 3-5 years of experience in risk, compliance, or audit, preferably in microfinance or banking in The Gambia
- Knowledge of Central Bank of The Gambia regulatory requirements and Financial Intelligence Unit reporting obligations
- Practical experience with AML/CFT frameworks, sanctions screening, and statutory returns
- Bachelor's degree in accounting, finance, law, risk management, or a related field
- Proficiency in MS Excel and core banking or compliance systems
- ICA or CAMS certification
- Independence to escalate issues and discretion when handling sensitive information
What We Do
CapitalSage Holdings is an indigenous, innovation-driven African conglomerate operating across financial technology, agribusiness, and healthcare. It began as a microfinance institution and evolved into a group focused on sectors that support Africa’s future. Through technology-enabled financial solutions, the company seeks to expand access to financial services and promote financial inclusion in Nigeria and beyond while building value across its businesses.
