Manages, investigates and resolves assigned high severity Property Loss claims under limited supervision. Provides policyholders with exceptional customer service. May assist Customer Claims Representatives with in-person inspection/policyholder contact where necessary.
Training is a critical component to your success and that success starts with reliable attendance. Attendance and active engagement during training is mandatory
Responsibilities:
- Investigates, determines coverage of loss and adjusts all elements of Property Loss claims of high severity.
- Conducts inspections of loss sites, writes appraisals for dwelling repairs and issues payment to policyholders where possible.
- May work with a Liberty network contractor in the appraisal process.
- Ability to independently scope high severity losses and/or large losses.
- Works with Liberty network contractor in the appraisal process of claims and participates in re-inspection of Liberty referred contractors.
- Explains coverage of loss, assists policyholders with itemization of damages, emergency repairs and additional living arrangements.
- Works with and may coordinate a number of vendor services such as contractors, emergency repair, cleaning services and various replacement services.
- Identifies suspicious losses.
- Recommends referral to SIU where appropriate and may assist the SIU in their investigation and settling of the claim.
- May be called upon for catastrophe duty, may assist in management of catastrophe operation, Quality Control of Independents used and may trouble shoot problem and high profile cases.
- For Catastrophe (CAT) roles, investigative fieldwork includes a high amount of travel to claim location.
- Assists in the training of property personnel and serves as a technical resource to the office. May assist in the absence of the Claims Team Manager.
Qualifications
- Requires knowledge of coverages provided within various homeowner policies.
- Demonstrated ability to handle claims of the highest complexity and exposure.
- Effective negotiation skills.
- Ability to effectively and independently manage workload while exhibiting good judgment.
- Proven ability to provide exceptional customer service.
- Strong written/oral communication and interpersonal skills.
- Computer skills with the ability to work with multi-faceted systems, and analytical skills.
- The capabilities, skills and knowledge required is normally acquired through Bachelor's Degree or equivalent experience and at least 5 years of directly related experience.
- Completion of advanced property training required.
- Ability to obtain proper licensing as required.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
- California
- Los Angeles Incorporated
- Los Angeles Unincorporated
- Philadelphia
- San Francisco
$75,000.00 - 122,000.00
Skills Required
- Knowledge of coverage provided under various homeowner policies
- Ability to handle claims of the highest complexity and exposure
- Effective negotiation skills
- Ability to independently manage workload and exercise good judgment
- Exceptional customer service skills
- Strong written, oral, and interpersonal communication skills
- Computer skills and ability to work with multifaceted systems
- Analytical skills
- Bachelor's degree or equivalent experience
- At least 5 years of directly related experience
- Completion of advanced property training
- Ability to obtain required licenses
Liberty Mutual Insurance Compensation & Benefits Highlights
-
Parental & Family Support — Parental and family-building support is notably robust, with eight weeks paid bonding for all parents and an additional eight weeks of 100% paid short‑term disability for birth parents. Adoption/surrogacy reimbursement up to $40,000, substantial fertility coverage, and backup childcare reinforce this strength.
-
Retirement Support — Retirement programs are positioned as a standout, including a 401(k) that matches 100% of the first 5% per pay period plus an additional 3% annual contribution for eligible employees. A student‑loan “401(k) match” feature further broadens access to company retirement contributions.
-
Wellbeing & Lifestyle Benefits — Mental‑health and well‑being resources are emphasized, with 12 free therapy sessions for employees and family members and access to resilience tools. Onsite health centers in Boston and Plano add convenient primary and urgent care access for some locations.
Liberty Mutual Insurance Insights
What We Do
Liberty Mutual Insurance exists to help people embrace today and confidently pursue tomorrow. A Fortune 100 company and global leader in property and casualty insurance, we’ve spent over a century creating innovative products, services and technologies to meet the world’s ever-changing needs and make a difference for our customers and communities.
Why Work With Us
We offer the agility, work flexibility, project ownership and access to emerging tech you’d expect from a start-up — combined with the stability, resources and benefits that come from working at a leading Fortune 100 company. All in a welcoming, inclusive environment that values the unique insights, perspectives and backgrounds of each person.
Gallery
Liberty Mutual Insurance Teams
Liberty Mutual Insurance Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.























