Founded in 2017, NinjaHoldings works to give everyday Americans better access to financial services than traditional institutions typically provide. Through our CreditNinja and NinjaCard brands, we offer digital banking and lending products designed for consumers often overlooked, paired with incentives that support long-term financial improvement. Our Edge brand extends this expertise to other companies, providing underwriting, fraud detection, and analytics services. Headquartered in Chicago with a distributed global workforce, we are a lean, growing organization committed to advancing consumer finance in the US.
Internship Summary
NinjaHoldings is seeking a self-motivated, intellectually curious Risk & Analytics Intern who is interested in the opportunity to grow and learn as part of a dynamic team at the heart of NinjaHoldings’ strategic decision-making. Our internship program offers an opportunity to work on real projects that move the business forward while receiving hands-on professional development.
When: May-August 2027
Location: Hybrid, downtown Chicago HQ (in-office 2x/week). Candidates must be local or able to relocate independently - relocation assistance is not provided.
Schedule: 40 hours/week
Key Responsibilities:
- Monitor key funnel and loan performance metrics, reports, and dashboards to evaluate the performance of our products and understand the root causes of changes
- Establish funnel and loan performance metrics and develop automated reporting and alerting using SQL and Python
- Conduct analysis using advanced data analytics to evaluate trends in funnel and loan performance and provide optimization strategy recommendations to improve metrics
- Collaborate with cross-functional teams to implement funnel or underwriting strategy changes, monitor releases, and perform impact analysis
- Analyze A/B testing data for funnel or underwriting optimization experiments, evaluate impact and provide recommendations
Ideal Candidate Will Have:
- Current junior or incoming senior majoring in Mathematics, Statistics, Computer Science, Engineering or a related field
- Experience with relational databases and SQL
- Data analysis experience with Python
- Strong quantitative and problem-solving skills with key attention to detail
Additional Pluses:
- Pursuing advanced degree in quantitative discipline (e.g., math, statistics, analytics, quantitative, finance, engineering or other quantitative fields
- Experience with BI tools
Benefits & Perks:
- Potential path to full-time employment for high performing interns
- Fast-paced, high-energy work environment
- Real opportunity to make an immediate impact at a growth-stage company
- Build relationships with full-time employees from day one
- Convenient downtown Chicago office located in the heart of the city
Applicants must be legally authorized to work in the U.S. without the need for current or future visa sponsorship.
IMPORTANT NOTICE:
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.
Skills Required
- Current junior or incoming senior pursuing a degree in Mathematics, Statistics, Computer Science, Engineering, or a related field
- Experience with relational databases and SQL
- Data analysis experience with Python
- Strong quantitative and problem-solving skills with attention to detail
- Legally authorized to work in the United States without current or future visa sponsorship
- Pursuing an advanced degree in a quantitative discipline
- Experience with business intelligence tools
NinjaHoldings Compensation & Benefits Highlights
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Healthcare Strength — Medical, dental, and vision plans plus life/disability coverage are presented as standard offerings in public materials. Mental-health support via an EAP is also highlighted, indicating breadth beyond core insurance.
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Retirement Support — A 401(k) with employer matching is explicitly promoted and reiterated across company-facing pages and job profiles. This points to meaningful long-term savings support as a consistent part of total rewards.
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Equity Value & Accessibility — “Material” equity grants are emphasized and positioned as a core component of compensation. Multiple public listings describe equity alongside base pay, suggesting broad availability.
NinjaHoldings Insights
What We Do
NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.
Why Work With Us
Our culture of growth is driven by hard-working people who move fast. We’re a highly collaborative, fast-moving, and data-centric company led by industry veterans. Our collaborative team is composed of super-talented ninjas who are passionate about their craft.
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NinjaHoldings Offices
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Employees work remotely.
