Regional Head of Product Proposition (General Insurance)

Posted 3 Days Ago
Be an Early Applicant
Kuala Lumpur, WP. Kuala Lumpur, Kuala Lumpur, MYS
In-Office
Entry level
Fintech • Insurance • Software • Financial Services
The Role
Lead regional general insurance product strategy, roadmap, proposition development, pricing frameworks, and insurer-partner alignment across commercial and personal lines. Own products from design through digital distribution while balancing customer needs, competitiveness, loss ratios, underwriting appetite, compliance, and scalability. Build and coach a high-performing regional product team across Southeast Asia and Asia-Pacific.
Summary Generated by Built In

ABOUT US:

PolicyStreet is a leading InsurTech group backed by Khazanah, specialising in innovative digital insurance solutions for businesses and consumers in Southeast Asia and Australia. With a network of over 40 providers, we offer a comprehensive range of products, including embedded insurance, customised employee benefits, car insurance renewals, financial advisory, and digital solutions – making insurance straightforward, for everyone. Through our regional group of companies, we serve more than 5 million customers with over US$ 4 billion in sum insured.

THE WORKING CULTURE:

You’ll work closely with our Founders and C-suite, ensuring that decisions are made quickly, feedback is direct, and good work is visible. 

We move faster than a traditional insurer, while respecting regulatory requirements and portfolio health. 

If you’re solid in the fundamentals, and want the products you develop to actually reach the market – join us in shaping how GI is done in a more digital, partner-led environment.

WHAT YOU’LL DO:

  • Develop and execute the regional product strategy and roadmap aligned with the company's business objectives and growth plans.
  • Structure and own insurance products end-to-end across commercial (All Risk, Cyber) and personal lines (Extended Warranty, Travel, etc.), ensuring coverage relevance, pricing discipline, and scalability for digital distribution.
  • Partner closely with Partnership Managers to structure and tailor products for digital and embedded solutions, translating partner needs into viable, compliant insurance propositions.
  • Manage product rates and pricing frameworks, working closely with insurers to balance competitiveness, loss ratios, and underwriting appetite.
  • Act as the key liaison between insurers and partners, driving alignment on product design, terms, and ongoing enhancements.
  • Lead and coach regional team in building a culture of accountability, collaboration and strong product thinking.
  • Build a high-performing team that balances strategic thinking with hands-on execution.
  • Promote a customer-centric, data-informed and commercially accountable approach to product management.

Requirements

WHAT WE EXPECT OF YOU:

  • Well-versed in the insurance industry, with strong exposure to both Commercial and Personal Lines.
  • Strong knowledge and hands-on experience in underwriting, technical pricing, or product proposition/development.
  • Proven regional exposure and comfort operating across multi-market dynamic environments in Southeast Asia / Asia-Pacific.
  • Proficient and decent spoken Mandarin, with the ability to articulate technical product and commercial concepts clearly to business stakeholders and partners is an added advantage
  • Strong writing, negotiation, and communication skills.
  • Results-driven with a keen analytical ability to turn insights into action.

Benefits

PERKS YOU’LL GET TO ENJOY WHILE WORKING HERE!

  • Medical and Life insurance.
  • A wide range of health benefits - including optical, dental, and physiotherapy.
  • Opportunities to experience continuous and rapid growth as well as skills enhancement. 
  • Collaboration with an energetic team, that makes the work and learning a lot more fulfilling and fun.
  • We also have a well stocked pantry!

Join Our Team in Shaping the Future of Insurance

As a homegrown startup that seeks to innovate how we use and think of insurance, we value teammates who think big, challenge the old ways, and take extreme ownership.

In PolicyStreet, we aim to do better, to serve people better. We are committed to pushing boundaries of innovation and to develop Purposeful and Simple insurance solutions for businesses and consumers, narrowing the protection gap and improving financial inclusivity in the region.

If you are driven to make change, keen to be at the forefront of insurance innovation, and grow with a team of talented and motivated people, we’d be just as excited to get to know you too!

Find out more about us via our website at www.policystreet.com.

At PolicyStreet, we uphold the principles of equal opportunity and embrace diversity. We are committed to a workplace free from discrimination based on race, religion, colour, gender, sexual orientation, age, marital status, veteran status, or disability status.

Skills Required

  • Strong knowledge of the insurance industry across both commercial and personal lines
  • Hands-on experience in underwriting, technical pricing, or insurance product proposition and development
  • Regional experience operating across Southeast Asia or Asia-Pacific markets
  • Strong writing, negotiation, and communication skills
  • Strong analytical ability and a results-driven approach
  • Proficient spoken Mandarin and ability to explain technical product and commercial concepts clearly
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The Company
HQ: Kuala Lumpur, Kuala Lumpur
109 Employees
Year Founded: 2016

What We Do

PolicyStreet is an insurance technology group of companies providing cutting-edge digital insurance solutions to businesses and consumers in Southeast Asia and Australia. PolicyStreet works directly with over 40 life, general, and takaful providers globally to offer a comprehensive range of products and services, which includes but is not limited to embedded insurance, customised employee benefits, financial advisory and aggregation of insurance, as well as the development of digital solutions to make insurance purposeful & simple for businesses and consumers. As a licensed Reinsurer, General Insurer and Takaful Operator by the Labuan Financial Services Authority (LFSA), an approved Financial Adviser and Islamic Financial Adviser by Bank Negara Malaysia (BNM), and a licensee of the Australian Financial Services License by the Australian Securities and Investments Commission (ASIC), PolicyStreet is able to underwrite, customise policies, and provide unbiased advice to its clients and partners worldwide. PolicyStreet is backed by the Malaysian sovereign wealth fund, Khazanah Nasional Berhad, and serves over 5 million customers with over US$ 10 billion in sum insured. In 2024, PolicyStreet was recognised as "Fintech of the Year" at The Asset's Triple A Digital Awards and ranked as the second-highest Malaysian company in the "High-Growth Companies in Asia Pacific 2024" list by Statista and The Financial Times.

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