About Payoneer
Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.
By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.
Role Overview
The Portfolio Risk Lead (China/APAC) is a senior individual contributor responsible for owning the regional risk posture, with a focus on portfolio performance, key risk indicators, and cross-functional alignment.
This role sits within the Portfolio Risk Intelligence pillar and plays a critical part in driving, interpreting, and communicating regional risk trends, with direct impact on Risk Blocked Volume (RBV) and broader portfolio KPIs.
The position requires strong independent judgment, deep domain expertise, and the ability to influence decisions across multiple stakeholders.
Key Responsibilities
- Own the regional portfolio risk view for China/APAC, with focus on risk performance, key KPIs, and trend analysis across fraud and AML domains
- Monitor, analyze, and explain regional performance across key KRIs, including:
- Risk Blocked Volume (RBV)
- Fraud trends and risk drivers
- Account- and payment-level indicators
- Identify and assess emerging regional risk patterns, typologies, and behavioral shifts
- Translate complex data into clear, structured insights and actionable recommendations
- Partner with Signals and Controls teams to ensure effective detection and mitigation of regional risks
- Serve as the regional subject matter expert and point of contact for:
- Business / GTM
- Product
- Compliance and Operations
- Contribute to risk narrative and reporting for senior stakeholders, including regional and global forums
Scope & Impact
- Operates with high independence and limited day-to-day direction
- Influences cross-functional decision-making across product, compliance, and business teams
- Acts as the regional authority on risk trends and performance
- Plays a key role in bridging regional dynamics with global portfolio risk strategy
- Direct impact on key Compliance KPIs, particularly RBV and portfolio-level risk trends
Required Experience
- 7+ years of experience in:
- fraud risk, AML, or payments risk management
- portfolio-level risk analysis or monitoring environments
- Proven experience in:
- owning or deeply influencing risk metrics / KPIs
- working with large-scale data and risk trends across portfolios or regions
- identifying and translating complex patterns into structured insights
- Demonstrated ability to:
- operate independently in ambiguous environments
- prioritize across competing risk signals and business needs
- influence stakeholders without direct authority
Stakeholder & Communication Expectations
- Experience presenting to senior internal stakeholders (Director / VP level or equivalent)
- Strong ability to simplify complex risk topics into clear narratives
- Proven track record working across:
- cross-functional teams (Product, Compliance, Operations)
- regional or global structures
Preferred Qualifications
- Experience working in or covering China/APAC markets
- Knowledge of regional regulatory and risk environments
- Experience in fintech, payments, or e-commerce ecosystems
- Familiarity with KRI frameworks and portfolio-level monitoring
The Payoneer Ways of Working
Act as our customer’s partner on the inside
Learning what they need and creating what will help them go further.
Do it. Own it.
Being fearlessly accountable in everything we do.
Continuously improve
Always striving for a higher standard than our last.
Build each other up
Helping each other grow, as professionals and people.
If this sounds like a business, a community, and a mission you want to be part of, apply today.
We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.
Skills Required
- 7+ years experience in fraud risk, AML, or payments risk management
- 7+ years experience in portfolio-level risk analysis or monitoring environments
- Proven experience owning or deeply influencing risk metrics / KPIs
- Experience working with large-scale data and risk trends across portfolios or regions
- Ability to identify and translate complex patterns into structured insights
- Demonstrated ability to operate independently in ambiguous environments
- Ability to prioritize across competing risk signals and business needs
- Ability to influence stakeholders without direct authority
- Experience presenting to senior internal stakeholders (Director / VP level or equivalent)
- Strong ability to simplify complex risk topics into clear narratives
- Proven track record working across cross-functional and regional/global teams
- Experience working in or covering China/APAC markets
- Knowledge of regional regulatory and risk environments
- Experience in fintech, payments, or e-commerce ecosystems
- Familiarity with KRI frameworks and portfolio-level monitoring
Payoneer Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Payoneer and has not been reviewed or approved by Payoneer.
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Healthcare Strength — Healthcare coverage in the US is described as fully funded for medical, dental, and vision. Feedback suggests this materially boosts the value of total rewards.
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Leave & Time Off Breadth — Time off includes 20 PTO days and supportive flexibility such as work-from-home reimbursements. These elements are frequently cited as enhancing work-life balance.
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Wellbeing & Lifestyle Benefits — Wellbeing and lifestyle perks such as wellness stipends, free Friday lunches, stocked kitchens, and office events are highlighted. These extras are seen as augmenting overall compensation value.
Payoneer Insights
What We Do
Payoneer is the financial technology company empowering borderless businesses to transact, do business, and grow globally. Founded in 2005, we're here to enable entrepreneurs and businesses in 190+ countries and territories to succeed in the global economy. Our all-in-one financial platform is built to removes barriers and simplify cross-border commerce, making it easier for millions of SMBs to pay and get paid, manage their funds across multiple currencies, and grow their businesses.
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