Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo prepare Vehicle and Asset Finance Credit Finance Applications for customers. To provide a superior service to customers through the provision of information and the processing of customer Vehicle loan applications requests & amendments to existing Vehicle loans. To ensure that the needs of the customers are met and that accurate and timely actions are taken in line with laid down policies and procedures.
QualificationsBachelor's Degree in Commerce or related
Additional InformationExperience:
3-4 years:
- Previous Vehicle and Asset Finance Experience preferred.
- Branch banking experience in the front line (e.g., customer consultant, service consultant) will be an advantage.
- Extensive product knowledge of all bank products, processes and procedures. Understand the interdependencies of the various functions performed in the branch.
Key Responsibilities:
- Planning and agreeing with New Business Team Leader the prospecting of new customers/dealers and the manner in which these are to be developed.
- Build and maintain strong relationships with Motor Dealers and Customers.
- Professionally interact with potential clients and customers to determine their financial needs.
- Assess applications for Credit Finance received from Dealer clients, ad hoc walk-in customers via telephone, email or on appointment basis.
- Scrutinize applications to minimize fraudulent activities which includes identify theft, falsifying of documentation, etc.
Behavioural Competencies:
- Adopting Practical Approaches
- Checking Things
- Exploring Possibilities
- Following Procedures
- Interacting with People
Technical Competencies:
- Banking Process & Procedures
- Customer Understanding (Business Banking)
- Financial Acumen
- Financial Analysis
- Product and Services Knowledge
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What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
