Optasia is a fully enabled B2B2X financial technology platform covering scoring, financial decisioning, disbursement and collection. We are committed to enabling financial inclusion for all. We are changing the world our way.
We are seeking a hands-on and strategically minded Finance Manager to lead the financial operations of our Ghanaian fintech subsidiary. The company enables banks to offer microloans to mobile network users, and the Finance Manager will play a critical role in ensuring financial integrity, regulatory compliance, and efficient fund repatriation to headquarters.
What you will do
Operational Finance
- Prepare and maintain accurate journal entries, management accounts, and tax filings.
- Reconcile financial positions and transactions with service stakeholders including banks, mobile network operators, and technology partners.
- Ensure proper application of direct and indirect taxes, including VAT, withholding tax, and corporate tax.
- Manage foreign exchange acquisition and optimize FX exposure to support efficient fund repatriation to headquarters.
- Coordinate intercompany transactions and accounts with the group finance team.
Strategic & Regulatory
- Ensure full compliance with Ghanaian financial regulations, tax laws, and fintech-specific reporting requirements.
- Lead financial planning and analysis to support business growth and risk mitigation.
- Participate in group reporting processes, including consolidation, variance analysis, and KPI tracking.
- Support audit processes, both internal and external, and maintain robust internal controls.
Stakeholder Engagement
- Liaise with local banks, regulators, and auditors to ensure smooth financial operations.
- Collaborate with headquarters finance and treasury teams to align cash flow, reporting, and strategic initiatives.
What you will bring
- Bachelor’s degree in Finance, Accounting, or related field (Master’s or MBA preferred).
- Professional certification (e.g., ACCA, CPA, CFA) is highly desirable.
- Minimum 5–7 years of experience in financial management, preferably in fintech, banking, or microfinance.
- Proven experience in fund repatriation, FX management, and intercompany accounting.
- Strong understanding of Ghanaian tax and financial regulations.
- Proficiency in financial software and ERP systems.
- Excellent analytical, communication, and leadership skills.
- Fluency in English; knowledge of local languages is a plus.
Will be considered as plus
- Strategic financial planning and modeling
- Regulatory compliance and tax expertise
- FX and treasury operations
- Hands-on accounting and reconciliation
- Stakeholder and cross-border coordination
- Integrity, adaptability, and ownership mindset
Why you should apply
What we offer:
💸 Competitive remuneration package
🏝 Extra day off on your birthday
💰 Performance-based bonus scheme
📲 💻 All the tech gear you need to work smart
Optasia’s Perks:
🎌 Be a part of a multicultural working environment
🎯 Meet a very unique and promising business and industry
🌌 🌠 Gain insights for tomorrow market’s foreground
Optasia’s Values 🌟
#1 Drive to Thrive: Fully dedicated to evolving. We welcome all challenges and learning opportunities.
#2 Customer-First Mindset: We go above and beyond to meet our partners’ and clients’ expectations.
#3 Bridge the Gap: Knowledge is shared, information is exchanged and every opinion counts.
#4 Go-Getter Spirit: We are results oriented. We identify any shortcomings that hold us back and step up to do what’s needed.
#5 Together we will do it: We are committed to supporting one another and to understanding and respecting different perspectives, as we aim to reach our common goals.
Top Skills
What We Do
We deliver Optasia, the AI Platform enabling financial access for the next billion customers. We are changing the world our way.
Α versatile, data-driven B2B2X (business-to-business-to-customers and SMEs) financial technology platform for MNOs, mobile wallet operators and financial institutions, which provides them with accurate credit scoring for responsible financing decision-making.
We support intelligent credit decisions, enable a broad range of financial services development and drive successful business models. All with ease, through our AI-led fully-automated decisioning algorithm, which allows us to efficiently make millions of decisions on financing, based on sophisticated data analysis.
Thanks to our technology and network we provide powerful flywheel effects with repeatable and scalable growth levers, to help our partners grow and enable financial access to retail & SME customers across numerous markets.
Operating since 2012 as Channel VAS and expanded in more than 35 countries in Africa, Middle East, Asia and LATAM with focus in emerging markets, Optasia Enabling credit decisions for an average of 116 million customers a month and had more than 980 million addressable subscribers in 2023, continuing to expand to new markets globally.
Optasia has been chosen as an investment opportunity by top firms such as Abu Dhabi's Waha Capital in 2017, and Ethos, a leading South African investment company in late 2018. The company also obtained ISO 27001 Certification in late 2021. Founded as Channel VAS in 2012, we became Optasia in 2022, incorporating a brand identity that more broadly reflects our capabilities.
