Director, State Operations

Posted Yesterday
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3 Locations
Remote or Hybrid
137K-257K Annually
Expert/Leader
Artificial Intelligence • Fintech • Insurance • Marketing Tech • Software • Analytics
Join us, and pursue your tomorrow, today.
The Role
Leads state-level business operations, profitability, growth, pricing, underwriting, sales, service, and claims strategies. Monitors market, regulatory, legislative, competitive, and catastrophe risks; coordinates cross-functional initiatives; manages regulatory relationships and filings; supports distribution growth and compliance examinations; and drives performance against state business plans.
Summary Generated by Built In
Description
Responsible for state(s) with moderate environment and competitive market. Directly accountable for state profit and loss including performance against plan. Responsible for establishing, monitoring and influencing all aspects of state growth and performance. Directs the analysis, development and management of pricing and underwriting strategies in a state(s). Tracks and responds to changes in the market, such as regulatory issues, legislative issues, and competitive practices. Coordinates activity between all parts of US Retail Market (USRM) including Product, Distribution, Claims, Marketing and Underwriting. Business strategic initiatives for state(s) will determine scope of duties.
Responsibilities
  • Establishes objectives for the state(s) in terms of growth and profitability.
  • Develops, reviews, and implements strategies through the integration of the sales, service, underwriting, pricing and claims functions.
  • Collaborates within Product and other functional departments to maximize effectiveness of programs while maintaining compliance within the state(s).
  • Monitors the market place and identifies competitor and industry changes impacting effectiveness or compliance of current programs.
  • Monitors catastrophe exposure in the state(s) and develops appropriate strategies to manage the exposure at an acceptable level.
  • Examines all relevant data and works with the appropriate teams to implement changes in pricing position, underwriting standards, sales growth, and claims handling.
  • Manage relationship with regulatory agencies and industry organizations. Represents the company at various insurance industry meetings and committees. Communicates with DOI and assures completion of required filings.
  • Works with the various distribution channels in the state to develop new business volume and quality standards and objectives, and to monitor the quality of new business sales results.
  • Partners with Global Compliance and Product Compliance during Market Conduct Exams.

Qualifications
  • MBA or appropriate experience
  • Highly developed quantitative analysis and decision making skills
  • Excellent written and oral communication, analytical, influencing and leadership skills also required
  • 8 to 10 or more years progressively responsible work experience required with previous experience in managing a state`s business plan or a combination of sales, service, underwriting and claims functions

About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco

$137,000.00 - 257,000.00

Skills Required

  • MBA or appropriate equivalent experience
  • Highly developed quantitative analysis and decision-making skills
  • Excellent written and oral communication skills
  • Analytical, influencing, and leadership skills
  • 8 to 10 or more years of progressively responsible work experience
  • Previous experience managing a state's business plan or a combination of sales, service, underwriting, and claims functions

What the Team is Saying

Natalie
Antonio
Tyler
Sandra
Kemi
Herman
Chase
Ethan
Sandra

Liberty Mutual Insurance Compensation & Benefits Highlights

  • Retirement Support — The benefits include a strong 401(k) match with additional annual contributions, and some roles reference a pension, indicating robust long-term savings support.
  • Leave & Time Off Breadth — The package features flexible time off, paid holidays, and multiple paid and unpaid leaves, with PTO that can increase with tenure.
  • Healthcare Strength — Coverage spans medical, dental, and vision alongside disability, life insurance, HSA/FSA options, EAP resources, and mental-health support, reflecting comprehensive healthcare breadth.

Liberty Mutual Insurance Insights

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The Company
HQ: Boston, MA
40,000 Employees
Year Founded: 1912

What We Do

Liberty Mutual Insurance exists to help people embrace today and confidently pursue tomorrow. A Fortune 100 company and global leader in property and casualty insurance, we’ve spent over a century creating innovative products, services and technologies to meet the world’s ever-changing needs and make a difference for our customers and communities.

Why Work With Us

We offer the agility, work flexibility, project ownership and access to emerging tech you’d expect from a start-up — combined with the stability, resources and benefits that come from working at a leading Fortune 100 company. All in a welcoming, inclusive environment that values the unique insights, perspectives and backgrounds of each person.

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Liberty Mutual Insurance Teams

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About our Teams

Liberty Mutual Insurance Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Typical time on-site: Flexible
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HQBoston, MA
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