About the team
This position is to lead the Credit Portfolio Risk management and handle the team to help the Head of Portfolio Risk to analyze the portfolio risk and manage the portfolio quality and ensure all processes are properly managed.
Job Desc
- Review and analyze credit portfolio quality to meet the risk appetite and company goals
- Develop and build new policy or revamp existing policy to align with the portfolio growth and quality, and alignment with the company policy and regulatory.
- Monitoring business performance to achieve the business target and company profitability. Ensure the business process is properly manageable and inline with credit underwriting criteria.
- Risk management related to credit risk review, internal process review, underwriting end to end process review, credit system and database analytical, credit portfolio management and monitoring
- Lead portfolio management team to achieve the management expectation to managed the NPL ratios
Requirements
- Having experience in Credit Risk and portfolio management in banking or P2P or financial industries at least 3 years is an advantage
- Having knowledge in credit underwriting process and credit decision
- Having experience with credit systems and databases to monitor and manage credit portfolios.
- Able to use Ms. SQL, Ms Excel or Google Sheet, Amazon Redshift or other query language
- Able to work in individual or team.
Top Skills
What We Do
We are a prosperity platform company to harmoniously build a strong economy from the grassroots in order to realize the grassroots communities of technology equity, inclusiveness and sustainability.
We believe prosperity platform is the right solution to deliver high quality digital financial services and to bridge the gap that brings shared prosperity to the World.
Amartha’s Team are highly compassionate people who are impatient to deliver their impacts to alleviate the sufferings of others.
Working at Amartha means you are part of dynamic and compassionate team who make impact on daily basis. It means you sign up for a high-paced environment where everyone is taking part in achieving success and make other people happier.
It also means you wake up every single day energized, and excited of what’s next to be done to help Indonesia and the world a more equitable and prosperous place to live for everyone.
It means you feel special, as whatever you do with Amartha makes a dent in the universe, healing the world a day at a time.
Working at Amartha means you are ready to help and alleviate each other, contribute your best with empathy and passion. As we go long miles, you need a team to achieve your success.
Working at Amartha means you have made a conscious choice to embark on a journey to creating a less painful world. A journey that makes you feel good, that you have contributed to a meaningful work every single day.
Join our impact mission! Check our career page now👉🏼 https://careers.amartha.com/
