Credit Analyst

Posted 4 Days Ago
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Shanghai, Shanghai Municipality, Shanghai, CHN
Hybrid
Entry level
Insurance
The Role
Assess debtor creditworthiness by maintaining accurate and current risk information, reviewing data quality and source scores, applying industry knowledge, monitoring negative risk signals, conducting buyer contacts and visits, preparing reports, and ensuring compliance with company and regulatory procedures.
Summary Generated by Built In
Company Description

At Coface, we make trade happen everyday.

Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.

With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.

Joining Coface means being part of a close-knit international organization, where your ideas matter.  We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.

Shape the future of trade with us. Join our Happeners!

Job Description

→ Enhanced Information management:
- Manage an assessment of debtors close to 100%. 
- Ensure the information and DRA represent the most up to date position and that group standards have been applied toward frequency and level of information required.
- Engage in the review of source information scores and to ensure best quality, accuracy predictability and consistency is achieved.
- Accumulate industry knowledge and apply to cases where fit.
- Participate in buyer contact and visits and conduct DV reports.
→ Driving a strong risk culture:
- Ensure DRA is pro-actively and timely reviewed once significant negative signal is spotted
→ Compliance:
- Ensure compliance with regulations and procedures as laid down by Coface and external regulators.Other ad-hoc tasks assigned by line manager

Qualifications

- Have a background in finance, economics or a related field;
- Be familiar with credit rating theories and practices, and understand the credit rating systems both domestically and internationally;
- Possess excellent data analysis skills and logical thinking abilities;
- Have good communication skills and teamwork spirit;
- Candidates with relevant qualifications such as CFA or FRM will be given priority consideration;
- Be proficient in using data analysis tools such as Excel and SPSS.

Additional Information

  • Flexible working model after the 6th month
  • Great place to work: central and modern office 
  • Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program…
  • Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field
  • Health care

Skills Required

  • Background in finance, economics, or a related field
  • Familiarity with credit rating theories and practices
  • Understanding of domestic and international credit rating systems
  • Excellent data analysis and logical thinking skills
  • Good communication and teamwork skills
  • Proficiency with Excel and SPSS
  • CFA or FRM qualification
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The Company
HQ: Bois-Colombes
5,637 Employees

What We Do

With over 75 years of experience and the most extensive international network, Coface is a leader in trade credit insurance & risk management, and a recognized provider of Factoring, Debt Collection, Single Risk insurance, Bonding, and Information Services. Coface’s experts work to the beat of the global economy, helping ~50,000 clients in 100 countries build successful, growing, and dynamic businesses. With Coface’s insight and advice, these companies can make informed decisions. The Group' solutions strengthen their ability to sell by providing them with reliable information on their commercial partners and protecting them against non-payment risks, both domestically and for export. In 2023, Coface employed ~4,970 people and registered a turnover of €1.868 billion.

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