Associate Underwriter, Environmental - Underwriting Development Program - June 2027
Are you curious, analytical, and energized by solving complex business challenges? Do you enjoy evaluating risk, building relationships, and making informed decisions? Are you interested in helping businesses navigate environmental exposures and emerging risks?
If so, Liberty Mutual's Environmental Division may be the perfect place to launch your career.
The Details
As an Associate Environmental Underwriter, you'll participate in a structured development program designed to build the technical, analytical, and business skills needed for a successful underwriting career. Working alongside experienced environmental underwriters, you'll learn how businesses identify, manage, and mitigate complex environmental risks through specialized insurance solutions.
Environmental liability is one of the most dynamic and evolving areas of risk. From site pollution and contractor environmental liabilities to emergency cleanup exposures and emerging environmental concerns, organizations face challenges that require specialized expertise and innovative risk management solutions. Our Environmental team helps businesses manage both the risks they can see and the risks they can't.
About Global Risk Solutions Environmental
Liberty Mutual's Environmental team provides a comprehensive suite of environmental insurance products backed by expert underwriting, proactive claims support, and specialized services such as crisis management and incident response. We partner with businesses, brokers, and industry professionals to help organizations navigate environmental liabilities while supporting responsible business growth.
Throughout the program, you'll gain exposure to environmental insurance products, underwriting principles, risk assessment, coverage analysis, and customer relationship management. You'll learn how environmental risks impact businesses across a variety of industries and how underwriting decisions balance customer needs, risk selection, and profitable growth objectives.
Training & Development
The Underwriting Development Program combines formal training, mentorship, structured learning, and hands-on underwriting experience starting in June 2027. Through real-world assignments and collaboration with experienced professionals, you'll develop skills in risk evaluation, coverage analysis, financial review, negotiation, and relationship management.
You will learn alongside a cohort of peers, build connections across the business, and receive ongoing coaching to support your growth as an underwriting professional.
Please note that this position does not offer relocation assistance.
We encourage interested candidates to apply early, as applications are reviewed on a rolling basis. Interviews and offers are extended throughout the recruiting season as qualified candidates are identified.
Qualifications
What you've got
- You have 0-2 years of related professional experience.
- You hold, or will be completing, a Bachelor's degree in Risk Management & Insurance, Environmental Studiesor a related discipline.
- A strong academic record with a cumulative 3.0 GPA preferred.
- You possess strong analytical, decision-making, and negotiating skills.
- You have solid interpersonal skills and demonstrate a passion for customer service.
- You must be willing to complete professional designation(s) and continued insurance education.
- You must have permanent work authorization in the United States.
- You must possess and maintain a valid driver's license for regular travel to customer locations.
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
- California
- Los Angeles Incorporated
- Los Angeles Unincorporated
- Philadelphia
- San Francisco
$48,000.00 - 137,000.00
Skills Required
- 0–2 years of related professional experience
- Bachelor’s degree in Risk Management and Insurance, Environmental Studies, or a related discipline, completed or in progress
- Cumulative GPA of 3.0 or higher
- Strong analytical, decision-making, and negotiating skills
- Solid interpersonal skills and a customer-service orientation
- Willingness to complete professional designations and continued insurance education
- Permanent work authorization in the United States
- Valid driver’s license and ability to maintain it for regular travel to customer locations
Liberty Mutual Insurance Compensation & Benefits Highlights
-
Retirement Support — Retirement benefits are highlighted by a 401(k) with a 100% match on the first 5% of pay per period plus an additional 3% annual match for eligible employees. This structure is presented as a notable strength of the total rewards package.
-
Leave & Time Off Breadth — Paid time off, flexible time off, and 13 holidays are included alongside multiple paid and unpaid leave options. This breadth signals strong support for time away and work-life needs.
-
Parental & Family Support — Parents receive eight weeks of paid bonding leave, with birth parents potentially reaching 16 weeks through short‑term disability, and benefits include fertility coverage and up to $40,000 for adoption or surrogacy. These provisions indicate robust family‑building support.
Liberty Mutual Insurance Insights
What We Do
Liberty Mutual Insurance exists to help people embrace today and confidently pursue tomorrow. A Fortune 100 company and global leader in property and casualty insurance, we’ve spent over a century creating innovative products, services and technologies to meet the world’s ever-changing needs and make a difference for our customers and communities.
Why Work With Us
We offer the agility, work flexibility, project ownership and access to emerging tech you’d expect from a start-up — combined with the stability, resources and benefits that come from working at a leading Fortune 100 company. All in a welcoming, inclusive environment that values the unique insights, perspectives and backgrounds of each person.
Gallery
Liberty Mutual Insurance Teams
Liberty Mutual Insurance Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.























