AI Specialist, Finance

Title: AI Specialist, Finance

Reports To: Director of Finance Applications

Location: Jersey City, NJ - Hybrid (On-site 3 Days/ Week)

The Company:

Sunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.

We are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.

What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.

We pair this technology with inclusion and transparency. Sunbit delivers industry-leading approval rates — 90%+ in auto service and 85%+ in dental — while maintaining zero consumer fee-based revenue. It is a better way to serve people and merchants, proven at scale.

Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.

The Role:

Sunbit is seeking an AI Specialist, Finance to design, build and run AI agents and automations for the finance organization. The goal is to take manual, repetitive finance work, much of it in spreadsheets today, and turn it into reliable, controlled workflows, starting with low-risk processes and expanding as trust is earned.

This individual contributor role will partner closely with Accounting, FP&A, IT, Security and Data.

What you’ll Own:

• Map finance processes with the accounting and FP&A teams, and identify where AI and automation deliver real value: reconciliations, classification and coding, close tasks, reporting packs, variance commentary, vendor and invoice handling.
• Build, test and deploy agents and automations on top of the finance systems (NetSuite and others) and the data warehouse, using APIs and integration tools.
• Design each workflow with controls in mind: human review points, logging, audit trail, access limits and clear ownership, so it passes internal and external audit.
• Evaluate build, buy and partner options, including outside vendors and consultants, and keep the tool stack simple.
• Measure results (hours saved, error rates, close time) and report on them regularly.
• Train finance team members to use and supervise the tools, and document how every workflow works.
• Work with IT, Security and Data on data access, privacy and model risk.

What You’ll Bring: 

• 4+ years building automation or AI solutions in a business setting for finance and accounting workflows.
• Hands-on experience with LLMs and agent frameworks, prompt and evaluation design, and integrating them with business systems through APIs.
• Strong Python or similar, and comfort with SQL and data pipelines.
• Good understanding of finance processes (close, reconciliations, AP and AR) and of why controls and auditability matter.
• Ability to explain technical choices to accountants and finance leaders.
• NetSuite or other ERP integration experience, SOX or ITGC familiarity, and a fintech background preferred.

How We Pay:

• We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership.
• We are targeting a salary of $147,000-165,000 per year for this role
• This role will also be granted company equity via stock options

The Perks:

• Mission driven, empowered, and collaborative culture
• Competitive pay and stock options
• Unlimited PTO
• Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more)
• Newly added HSA and Pet Insurance
• 401(k) with company match
• Cell Phone Stipend 
• Team-based strategic planning and ownership of deliverables

Why Choose Sunbit? 

Sunbit is recognized as one of the fastest growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.

People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments—offering high approvals, speed, and zero fees—Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.

Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.

Recruitment Fraud Disclaimer

We’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address, through our applicant tracking platform @sunbit.comeet-notifications.com or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at [email protected] to confirm. 

We ask that you contact [email protected] only about potential instances of fraud. [email protected] does not reach our recruiting team directly. Your application directly through the posting is the best way to ensure that your candidacy is reviewed by our team. Due to the volume of applications, we will not respond to nor forward emails about your candidacy that are sent to [email protected] directly, and your email about your application will be deleted from our systems.