Jobs at Stride Bank, N.A.

Analyzes customer financial information, credit reports, tax returns, budgets, projections, and other data to assess commercial credit risk. Performs stress testing, identifies risk mitigation strategies, risk-rates loans, researches markets and industries, prepares financial analyses and loan proposal recommendations, and completes annual reviews of existing loan relationships.

Directs the bank’s Enterprise Risk Management Program, including risk assessments, risk inventories, controls, third-party risk, issues management, internal audit coordination, and executive and Board reporting. Partners with business leaders to identify and mitigate risks, oversee regulatory and industry developments, strengthen policies and procedures, and support strategic initiatives. Requires extensive banking and risk management expertise, leadership experience, and the ability to engage executives, auditors, regulators, and fintech partners.

Develops and manages profitable commercial banking relationships and loan portfolios. Structures and negotiates commercial credit facilities, analyzes borrower financials and repayment capacity, prepares credit recommendations, monitors portfolio performance and asset quality, manages past-due accounts and collateral deficiencies, maintains compliant credit documentation, and cross-sells treasury, commercial banking, and wealth management solutions.

Processes Payments and Prepaid products by reviewing reports, preparing correspondence, balancing and completing settlements. Supports payroll program correspondence, responds to client inquiries, researches and resolves issues, escalates problems when needed, and assists department colleagues. The role requires accurate data entry, strong organization, deadline management, communication skills, critical reasoning, and proficiency with Microsoft Excel.

Validate and monitor risk signals used for transaction monitoring, fraud scoring, and rule-based alerting. Ingest, cleanse, transform, and assess data quality; maintain dashboards, scorecards, and documentation; support root-cause analysis, KPIs/KRIs, and remediation; collaborate with Compliance, Data, and Risk teams to refine detection logic and inform model/rule improvements.

Investigates customer and transaction activity for money laundering, fraud, cybercrime, identity theft, and other suspicious activity. Conducts research, performs enhanced due diligence, evaluates risks, prepares SARs and CTRs, maintains case files, supports regulatory reporting, identifies emerging threats, and escalates findings. Serves as a subject matter expert, reviews regulatory forms, responds to information requests, and trains newer investigators.

Investigates customer and transactional activity for money laundering, fraud, terrorist financing, identity theft, and other suspicious activity. Conducts research, documents case findings, makes investigative determinations, recommends account actions, and prepares and files Suspicious Activity Reports and Currency Transaction Reports. Collaborates with internal teams, external providers, and participating institutions while maintaining confidentiality and regulatory recordkeeping standards.

Leads lending compliance advisory activities for a bank, guiding personnel on regulatory requirements, assessing regulatory and control risks, supporting compliant product development, maintaining policies and training materials, monitoring issues and complaints, conducting root cause analysis, and communicating risks across functions. Manages compliance professionals, interprets federal and state regulations, develops oversight reporting, and leads cross-functional compliance initiatives.

Manage operational processes for Non-QM correspondent loan purchases and sales, including purchase request processing, document retrieval and verification, collateral tracking, workflow quality control, servicer onboarding, investor reconciliation, and maintaining an audit-ready loan purchase repository.

Oversee Banking-as-a-Service partners to ensure BSA/AML/OFAC and fraud compliance. Conduct risk assessments, review policies, advise partners, identify gaps, recommend controls, support partner onboarding and regulatory alignment, and collaborate with internal stakeholders to maintain the bank's financial crimes program.

Provide compliance advisory support for the bank's Compliance Management Program: maintain regulatory knowledge, support monitoring and oversight, advise personnel and fintech partners, assess product/process changes, investigate issues, prepare guidance and documentation, and help improve controls and procedures.

Manages operational processes for non-qualified mortgage correspondent loan purchases and sales. Responsibilities include reviewing documentation, requesting funding, tracking collateral, preparing servicing boarding files, managing uploads and cancellations, updating workflows, coordinating loan-sale trades, onboarding counterparties and vendors, preparing company information, and coordinating banking account opening. Requires strong organization, communication, attention to detail, and mortgage operations experience.

Manage and oversee a commercial loan portfolio (up to $200M), including underwriting, financial analysis, covenant monitoring, exception handling, credit quality oversight, client relationship management, and regulatory/BSA/AML compliance.