Teams at Stride Bank, N.A.

Analyzes customer financial information, credit reports, tax returns, budgets, projections, and other data to assess commercial credit risk. Performs stress testing, identifies risk mitigation strategies, risk-rates loans, researches markets and industries, prepares financial analyses and loan proposal recommendations, and completes annual reviews of existing loan relationships.

Directs the bank’s Enterprise Risk Management Program, including risk assessments, risk inventories, controls, third-party risk, issues management, internal audit coordination, and executive and Board reporting. Partners with business leaders to identify and mitigate risks, oversee regulatory and industry developments, strengthen policies and procedures, and support strategic initiatives. Requires extensive banking and risk management expertise, leadership experience, and the ability to engage executives, auditors, regulators, and fintech partners.

Develops and manages profitable commercial banking relationships and loan portfolios. Structures and negotiates commercial credit facilities, analyzes borrower financials and repayment capacity, prepares credit recommendations, monitors portfolio performance and asset quality, manages past-due accounts and collateral deficiencies, maintains compliant credit documentation, and cross-sells treasury, commercial banking, and wealth management solutions.