Jobs at Ressler Consulting

Underwrite commercial credits up to $10 million by analyzing financial statements, tax returns, cash flow, collateral, and borrower risk. Prepare credit memorandums, assign risk ratings, assess repayment capacity, conduct annual loan reviews, and monitor loan relationships. Ensure underwriting complies with bank policies and regulatory standards while supporting audits, loan reviews, and examinations.

Leads commercial banking activities in the St. Louis market while serving as a player-coach for commercial lenders. Responsibilities include developing client relationships, growing loan and deposit portfolios, underwriting and structuring credit, managing risk, coaching lenders, building team accountability, and expanding the bank’s community presence. The role requires strong commercial lending expertise, business development capabilities, leadership experience, and an established or quickly developed local network.

Develops, manages, and grows commercial banking relationships in the St. Louis market. Responsibilities include originating and structuring commercial loans, analyzing borrower credit and financial statements, managing portfolios, negotiating terms, coordinating closings, identifying deposit and treasury opportunities, monitoring repayment performance, and generating new business through market relationships and community involvement.

Manage and grow a commercial lending portfolio in the Minneapolis market. Responsibilities include maintaining client relationships, generating new loan and deposit business, analyzing borrower creditworthiness, structuring loans, preparing credit presentations, monitoring repayment, handling collections and workouts, and independently managing complex commercial banking relationships.

Underwrite commercial credits up to $7 million by analyzing financial statements, tax returns, credit reports, collateral, cash flow, and borrower risk. Prepare financial spreads, cash flow models, and credit presentations; recommend risk ratings; collaborate with loan officers on structure and pricing; ensure compliance with credit policies and regulations; support loan reviews, portfolio monitoring, and audits.

Develop and retain commercial banking relationships, generate new business through referrals and outreach, analyze financial information, evaluate loan requests, recommend credit decisions, and close small-business loans. The role provides personalized customer service, manages difficult situations, ensures regulatory compliance, maintains records, and supports broader knowledge of lending products, documentation, policies, and procedures.

Manages criticized and classified loans, non-performing assets, past-due loans, and OREO. Develops workout and resolution strategies, including modifications, foreclosures, short sales, and property dispositions. Evaluates collateral, prepares credit memoranda and asset reports, monitors regulatory compliance and risk ratings, and coordinates with borrowers, lenders, attorneys, brokers, auditors, and regulators. Provides guidance on emerging problem credits and supports loan review and examination processes.