Our client, Constitution Bank, has asked us to assist in the search for a Commercial Loan Officer to join their team in Southern Illinois.
This position is responsible for developing and managing a portfolio of commercial and agricultural loans, including originating, underwriting, structuring, and closing loans. This role involves evaluating loan applicants' financial status and creditworthiness, maintaining strong customer relationships, and ensuring compliance with bank policies and regulatory requirements.
Essential Responsibilities:
- Develop and manage relationships with commercial and agricultural clients, including farmers and small-to-mid-sized businesses.
- Originate, evaluate, structure, and close new commercial and ag loans
- Analyze financial statements, cash flows, credit reports, collateral, and market conditions.
- Conduct farm visits, site inspections, and borrower interviews to assess business operations and collateral value.
- Monitor loan performance, collect updated financial information, and ensure compliance with terms and covenants.
- Ensure all loan documentation is complete, accurate, and compliant with internal policies and regulatory requirements.
- Work closely with credit analysts, underwriters, and management.
- Participate in community and industry events to build business development opportunities and represent the bank’s brand.
- Stay informed about local and regional economic conditions, industry trends, and changes in ag and commercial lending regulations.
Key Requirements:
- Bachelor's degree in Finance, Agribusiness, Business Administration, or a related field (or equivalent experience).
- 2+ years of experience in commercial or ag lending, credit analysis, related banking experience, or sales.
- Strong understanding of financial statements, credit analysis, and lending
- Excellent communication, sales, and customer service skills
Skills Required
- Bachelor's degree in Finance, Agribusiness, Business Administration, or a related field, or equivalent experience
- At least 2 years of experience in commercial or agricultural lending, credit analysis, related banking, or sales
- Strong understanding of financial statements, credit analysis, and lending
- Excellent communication, sales, and customer service skills
What We Do
Ressler Consulting is an executive search firm focused on the banking and financial services sectors. It helps banks and other financial institutions identify and place leadership and other specialized talent through contingent, exclusive, and retained search models. The firm emphasizes personalized service, strategic recruiting, trusted-advisor relationships, cultural alignment, and long-term placements, aiming to strengthen organizations and support sustainable growth for clients and candidates.
