Jobs at Merge Money Ltd.

Conduct KYC/KYB onboarding reviews, assess corporate structures and beneficial ownership, perform CDD/EDD, screen customers against sanctions and PEP lists, and investigate transaction monitoring alerts across fiat and stablecoin payments. Document evidence-based conclusions, escalate suspicious activity, support STR/SAR preparation, maintain case records, assist with customer documentation queries, and identify recurring compliance issues for process improvement.

Support the compliance framework for a regulated payments and digital asset business. Responsibilities include reviewing escalated KYC/KYB, EDD, sanctions, and transaction monitoring cases; approving SAR/STR filings; maintaining AML/CFT and financial crime policies; monitoring UK/EU regulatory developments; supporting audits and regulator requests; reviewing controls; and producing compliance reporting for senior management and risk committees.

Supports AML/CFT compliance and transaction monitoring across crypto and fiat payment flows. Reviews alerts, analyzes transaction patterns, investigates and escalates suspicious activity, maintains case records, assists with SAR/STR preparation, and performs Travel Rule, KYC/KYB, EDD, sanctions, PEP, and adverse media checks.

Own day-to-day regulatory and licensing operations across jurisdictions, manage regulator and counsel relationships, drive licensing roadmap, negotiate commercial contracts, and build operational processes and templates to scale regulatory functions.

Own and scale financial, people, customer, and regulatory operations for a fast-growing fintech. Build scalable processes, operating frameworks, and systems; oversee budgeting, forecasting, payments, reporting, employee operations, customer workflows, regulatory filings, audits, and compliance initiatives. Partner closely with leadership, Finance, Legal, and Compliance while driving cross-functional projects, automation, operational efficiency, and service quality in an ambiguous startup environment.

Support financial crime and risk operations across customer onboarding, KYC/KYB, transaction monitoring, sanctions screening, investigations, payment exceptions, stablecoin and blockchain transactions, and regulatory reporting. Conduct risk-based reviews, document cases, escalate suspicious activity, support audits, maintain compliance controls, produce reporting, improve workflows, and resolve customer issues related to compliance and payment risks.