Jobs at Merchants Bonding Company

Leads the Specialty Solutions division, setting business strategy, underwriting standards, budgets, authority limits, and growth objectives. Oversees complex surety accounts, contract bond underwriting exceptions, agency relationships, marketing collaboration, compliance filings, and nationwide underwriting operations. Manages, recruits, develops, and evaluates underwriting staff while partnering with executive leadership to expand the customer base, improve profitability, and maintain industry relationships.

Leads regional commercial surety underwriting, including profitable book growth, underwriting policy and rate decisions, risk evaluation, bond approvals, agency receivables, and staff oversight. Develops business, establishes underwriting appetite, reviews complex exposures and bond forms, guides underwriting opinions, manages talent, supports product initiatives, and ensures operational efficiency and compliance across the region.

Supports agent and agency onboarding, licensing, compliance reviews, documentation accuracy, regulatory research, process documentation, licensing data maintenance, and cross-functional projects. The intern will develop experience in agency operations, insurance compliance, and business processes while collaborating with team members and industry professionals.

Supports digital and email marketing, social media, content creation, graphic design, and photo/video production. Creates written and visual materials for digital and print campaigns, contributes creative ideas, and collaborates with the marketing team on cross-departmental projects. The internship provides hands-on exposure to marketing tools, platforms, brand assets, communications, and campaign development.

Supports vendor risk reviews, monitoring, contract management, risk reporting, process improvements, and research into emerging risks involving information security, data privacy, AI, and regulations. The intern gathers and organizes documentation, tracks findings and renewals, identifies trends, and collaborates with Risk Management and other departments. The role develops research, analysis, communication, organization, and risk management skills in an in-office corporate environment.

Accounting Intern supporting general accounting, month-end close, accounts payable, accounts receivable, financial planning and analysis, and process improvement. Responsibilities include preparing journal entries, reconciliations, invoice coding, payment application, financial reporting, and exploring AI applications in accounting workflows. The intern will gain exposure to the surety bond industry while developing analytical, organizational, communication, and collaboration skills.

Supports company-wide adoption of Microsoft 365 tools, builds workflows with Power Automate and Microsoft Forms, organizes OneDrive file systems, audits and cleans documents, and creates templates and documentation. Collaborates with IT and business users to improve processes, troubleshoot issues, and support the transition to a modern Microsoft environment.

Supports the summer internship program through engagement activities, HR initiative implementation, communications, training, recruitment strategy development, and program evaluation. Collaborates with HR professionals to analyze feedback, identify trends, improve processes, and use technology to increase efficiency. The intern also leads initiatives, contributes innovative ideas, and gains cross-departmental experience through projects, community service, and professional events.

Cybersecurity Intern supporting security log reviews, vulnerability scan analysis, threat tracking, risk assessments, compliance audits, security awareness training, and incident response improvements. The role also involves researching emerging threats, tools, and technologies while applying foundational knowledge of networking, operating systems, and cybersecurity concepts. This is a 12-week, full-time, in-office internship in West Des Moines, Iowa.

Supports surety bond underwriting through case evaluations, financial statement analysis, bond submission prequalification, client relationship activities, risk analysis, process improvement, training material creation, and technology-enabled underwriting. The intern develops financial, communication, organizational, and relationship-building skills while collaborating with experienced underwriters and participating in professional development and community service activities.

Investigates and adjusts commercial and contract surety bond and E&O claims. Analyzes documents, interviews stakeholders, evaluates losses, reserves, salvage, indemnity, and subrogation rights, and negotiates resolutions. Coordinates payments, outside counsel, and consultants; drafts determination letters, reports, and closing memorandums; reviews applicable laws, regulations, contracts, and case law; and supports compliance and anti-fraud requirements.

Senior executive responsible for strategic leadership and operational management of the contract surety business across a division. Oversees underwriting standards, hires and develops regional underwriting teams, approves large or exception bond requests and reinsurer submissions, partners with marketing and industry groups, monitors performance and budgets, and drives growth, retention, and succession planning.

Evaluate surety bond risks, prepare quotes, build agent and account relationships through on-site visits, pursue new business, and perform financial analysis to determine rates and underwriting decisions.

Independently investigate and adjust complex contract surety claims, manage reserves and payments, pursue salvage and indemnity, coordinate outside counsel, advise underwriters and agents, prepare reports and legal documentation, and stay current on applicable laws.