Jobs at Jonestown Bank & Trust Co.

Coordinates mortgage loan and servicing-rights sales to investors, audits post-closing files, manages trailing documentation, and ensures investor and regulatory compliance. Reconciles loan and servicing accounts, prepares general ledger entries, confirms investor proceeds, investigates funding and pricing discrepancies, and maintains accurate records across mortgage and accounting systems. Collaborates with investors, servicers, title companies, and internal teams while identifying process improvements.

Underwrites complex commercial loans, prepares credit presentations and financial analyses, evaluates borrower and guarantor risk, reviews covenants and collateral, manages annual file reviews and loan pipeline reporting, and supports lending committees, audits, compliance, and examinations. The role also mentors employees, trains staff on commercial underwriting, documents policy exceptions, conducts due diligence, and communicates credit recommendations to lenders and decision-makers.

Underwrite non-complex commercial loans, prepare loan presentations and annual file reviews, evaluate financial statements and tax returns, recommend risk ratings, monitor portfolio concentrations, and support credit administration, compliance, audit, due diligence, and loan committee activities. The role also analyzes creditworthiness using the Loan Operation System, identifies policy exceptions and risk concerns, maintains financial records, and provides meeting and documentation support.

Administers IRA and deposit operations, including documentation review, required distributions, withholding payments, reporting, account maintenance, reconciliations, wires, ACH and check disputes, exception processing, and compliance tasks. Supports branches and customers, researches account inquiries, scans and quality-checks documents, maintains safe deposit records, updates procedures, and performs balancing, verification, inventory, and mail-related duties. Requires advanced IRA knowledge, strong accounting and problem-solving skills, regulatory awareness, and familiarity with banking systems.