Jobs at Heritage Financial Credit Union

Provides branch-based financial services to credit union members, including transaction processing, account opening, loan intake and funding, product education, needs-based selling, and commercial loan referrals. Builds member relationships, supports digital banking enrollment, handles cash and branch operations, participates in community outreach, and meets performance goals while complying with banking regulations and credit union procedures.

Develops and manages a commercial loan portfolio, originates and underwrites commercial and commercial real estate loans, structures credit terms, approves or recommends loans, and maintains compliance and reporting. Builds and manages business relationships, grows referrals, supports retail banking business development, mentors credit staff, conducts borrower visits, and participates in lending and community events.

Manages delinquent loan accounts by contacting members, assessing hardship, negotiating payment arrangements, processing collection transactions, maintaining accurate records, and ensuring regulatory compliance. The Collector handles account research, bankruptcy referrals, write-off recommendations, correspondence, reconciliations, and escalations involving repossession, legal action, or outside agencies. The role also supports workflow improvements and member service while complying with credit union policies, federal and state regulations, and Bank Secrecy Act requirements.

Performs journal entries, account reconciliations, month-end close activities, fixed asset and prepaid accounting, daily cash monitoring, accounts payable review, budgeting support, variance analysis, audit support, and process improvements. Serves as a financial resource for branches and departments, investigates discrepancies, supports treasury and liquidity functions, and ensures compliance with credit union policies and regulations.

Performs journal entries, account reconciliations, period-end close activities, fixed-asset and prepaid-asset accounting, cash monitoring, accounts payable review, budgeting, variance analysis, and audit support. Investigates discrepancies in high-volume accounts, supports treasury and liquidity functions, communicates financial information to departments, ensures regulatory compliance, and implements accounting process improvements.

Serves credit union members by processing branch transactions, opening accounts, funding loans, recommending financial products, and identifying lending opportunities. Builds and deepens member relationships through needs-based selling, digital banking support, outbound outreach, and community engagement. Refers commercial loan opportunities, supports branch operations, maintains cash and vault controls, assists with training, and ensures compliance with regulatory and credit union requirements.

Build and deepen member relationships by providing financial guidance, processing branch transactions, opening and funding accounts and loans, promoting products, identifying lending opportunities, and referring commercial loan prospects. The role also supports digital banking enrollment, business outreach, community activities, regulatory compliance, branch opening and closing, cash management, and performance goals.

Performs daily reconciliation, balancing, settlement, and transaction execution across ACH, ATM, wire, Zelle, foreign currency, and corporate credit union accounts. Processes wire transfers, supports cash positioning, bank reconciliations, cash allocations, liquidity monitoring, and short- and medium-term cash flow forecasting. Assists with balance sheet management reporting and strategy implementation, maintains settlement documentation, reviews ATM settlement reports, and supports accounts payable controls and vendor payments.

Provides financial service and sales support to credit union members, including processing transactions, opening accounts, funding loans, recommending products, identifying lending opportunities, and referring commercial loans. Assists with digital banking and business services, manages member inquiries, supports branch operations, participates in community outreach, maintains regulatory compliance, and meets performance goals.

Prepares financial statements, regulatory reports, journal entries, reconciliations, and NCUA 5300 Call Reports. Reviews general ledger activity, supports audits and budgeting, performs variance analysis, strengthens internal controls, documents accounting procedures, and identifies process improvements. Provides financial analytics to business units, resolves account discrepancies, presents financial recommendations, and mentors junior accounting staff while ensuring GAAP and regulatory compliance.

Supports members across multiple credit union branches by processing transactions, handling account and consumer loan intake, recommending financial products, cross-selling services, managing digital inquiries, and referring commercial lending opportunities. The role requires regular travel, flexible scheduling, cash handling accuracy, regulatory compliance, branch opening and closing, community engagement, and consistent service during staffing shortages.

Leads the Credit Union’s Enterprise Risk Management program, overseeing operational, regulatory, vendor, liquidity, strategic, compliance, and legal risks. Advises executive leadership, strengthens policies and internal controls, supports cybersecurity and data governance, manages regulatory examinations, and promotes organization-wide risk awareness. The role also oversees risk, compliance, vendor management, and legal functions while supporting business continuity, strategic initiatives, and responsible innovation.

Supports members across multiple credit union branches by processing transactions, handling account and consumer loan intake, recommending financial products, cross-selling services, managing digital inquiries, and referring commercial loan opportunities. The role requires regular travel, flexible scheduling, cash handling, regulatory compliance, branch opening and closing, community engagement, and consistent service delivery across varied branch environments.