Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
Orchid Insurance, an Arrowhead Intermediaries company, is seeking an Underwriting Tech II to join our growing team in Vero Beach, FL.
The Underwriting Tech II is specialized in one function of Underwriting and working towards demonstrating full proficiency in two or more of the following aspects of underwriting (new business, renewal business, and the integration of inspection findings to inform risk decisions and ensure alignment with company and carrier objectives). In this role, one is responsible for gaining proficiency in underwriting discipline to make determinations to approve, modify, or escalate risks. The Underwriting Tech II will work under the guidance and mentorship of experienced underwriters to build technical skills and knowledge.
How You Will Contribute:
Gaining continued proficiency in underwriting discipline to make determinations to approve, modify, or escalate risks based on underwriting guidelines of the carrier, with increasing independence.
Evaluates documents related to personal lines insurance, such as past claims, inspection reports, losses suffered, and property condition, applying underwriting guidelines to assess risk and ensure compliance with carrier standards within their scope of work. Has expertise in renewal underwriting and/or inspection underwriting and is gaining exposure and expertise of new business risk assessment.
Gaining exposure to new business and/or underwriting referrals, developing the ability to assess and escalate risks appropriately by strengthening underwriting decision-making skills, collaborating with underwriters.
Receives coaching on new underwriting disciplines to expand expertise beyond one's current specialty and supports mentoring opportunities for those less familiar with their underwriting specialty.
Assist with carrier-requested audits, as needed, by organizing and preparing audit files, including gathering required documents.
Learning and adhering to carrier guidelines but not actively participating in guideline development.
Provides phone/chat coverage support as deemed necessary to meet client service levels.
Active participant in Team Inbox and/or dashboard work, self-assigning work as needed to support team SOPs.
Build and maintain strong relationships with agents and clients by responding to inquiries in accordance with SOPs, ensuring clarity in communication, and delivering customer-centric solutions.
Skills & Experience to Be Successful:
Required:
High School diploma or equivalent.
1 plus years of experience in personal lines underwriting or a related field.
Possess or acquire and maintain a FL 2-20 insurance license or the equivalent as required by FL state. Non-resident Florida teammates possess or acquire and maintain the non-Florida resident state equivalent Property & Casualty license.
Proficient in Microsoft Office Suite (Word, Excel, Outlook).
Excellent attention to detail and organizational skills.
Effective verbal and written communication skills.
Strong customer service orientation.
Teammate Benefits & Total Well-Being
We go beyond standard benefits, focusing on the total well-being of our teammates, including:
- Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
- Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
- Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
- Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.
Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
The Power To Be Yourself
As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
Skills Required
- High School diploma or equivalent
- 1 plus years of experience in personal lines underwriting or a related field
- Possess or acquire and maintain a FL 2-20 insurance license or equivalent
- Proficient in Microsoft Office Suite (Word, Excel, Outlook)
- Excellent attention to detail and organizational skills
- Effective verbal and written communication skills
- Strong customer service orientation
Brown & Brown Insurance Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Brown & Brown Insurance and has not been reviewed or approved by Brown & Brown Insurance.
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Healthcare Strength — Healthcare offerings are broad, spanning medical/Rx, dental, vision, life, disability, and added programs alongside Lyra access with up to eight no‑cost coaching or therapy sessions for teammates and covered dependents. Breadth extends to fertility/adoption solutions, second‑opinion services, diabetes care, and Medicare advocacy.
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Retirement Support — The 401(k) program includes an employer match up to 4% (100% of the first 3% plus 50% of the next 2%) with immediate vesting. Savings support is positioned as a core element of the total‑rewards package.
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Equity Value & Accessibility — An Employee Stock Purchase Plan is available, and the company emphasizes an ownership mindset with a large share of teammates as shareholders. This creates accessible equity participation alongside retirement savings.
Brown & Brown Insurance Insights
What We Do
Brown & Brown Insurance provides risk management solutions to help protect what our customers value most. Our four business segments offer insurance products and services to businesses and individuals. Our culture is built on integrity, innovation, superior capabilities, and discipline. We view insurance differently and use our experience, carrier relationships, and principled customer focus to deliver first-class service and solutions. Becoming a Brown & Brown teammate introduces you to a career with virtually unlimited possibilities. We think of ourselves as a team, so we have teammates—not employees. We strive to attract people who are competitive, driven, and disciplined. Our unique company culture of meritocracy rewards self-starters and those committed to doing what is best for our customers. We are proud to be certified as a Great Place to Work ®. Brown & Brown has demonstrated a Culture of Caring through dedication to the people and communities we serve. With more than 11,000 teammates in over 300 locations across the US, Canada, Ireland, the UK, Bermuda, and the Cayman Islands, we actively support numerous organizations in the local communities in which we live, work, and play. With a long-standing history of proven success, Brown & Brown is one of the insurance industry’s most powerful and influential leaders, ranked as the fifth-largest brokerage in the US and sixth in the world. You can find us on the NYSE as BRO.
