The Role
Underwrite and manage a profitable Inland Marine portfolio focused on construction-related mobile property and specialized inland marine risks. Evaluate complex submissions, set pricing and coverage, build agency relationships, monitor portfolio performance, and collaborate on product and territory strategy to drive profitable growth.
Summary Generated by Built In
About Us We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company.Position PurposeUnder general oversight, underwrite and manage a profitable Inland Marine book of business, with a primary focus on construction-related mobile property and specialized inland marine risks. Evaluate complex new and renewal business, apply sound underwriting judgment, and build lasting relationships with agency partners to drive profitable growth.This individual contributor role offers significant underwriting autonomy and market visibility while partnering closely with agents and brokers to develop business within RLI's Inland Marine appetite. Success in this role requires strong technical underwriting expertise, relationship management skills, and the ability to identify profitable opportunities in a competitive marketplace.
Principal Duties & Responsibilities
Principal Duties & Responsibilities
- Analyze, evaluate, accept, decline, rate, quote, and bind complex new and renewal Inland Marine submissions within assigned underwriting authority.
- Underwrite a broad portfolio of Inland Marine risks, including Builder's Risk, Installation Floaters, Contractor's Equipment, Property in Transit, Mobile Property, and other specialized inland marine exposures.
- Evaluate account exposures, loss history, construction operations, pricing models, catastrophe exposure, and profitability to make sound underwriting decisions.
- Develop and execute a territory marketing strategy that strengthens agency relationships and grows a profitable book of Inland Marine business.
- Serve as a trusted underwriting partner for agents and brokers by providing responsive service, technical expertise, and creative underwriting solutions within company guidelines.
- Monitor portfolio performance and identify trends impacting profitability, rate adequacy, and risk selection.
- Maintain complete underwriting documentation and ensure compliance with underwriting guidelines and authority levels.
- Collaborate with underwriting leadership on product initiatives, agency development, and underwriting strategies.
- Assist with special projects and perform other duties as assigned.
- Typically requires a bachelor's degree in insurance, finance, risk management, business, or a related field.
- Minimum of 7 years of commercial property and casualty underwriting experience, including 3+ years of Inland Marine underwriting experience.
- Experience underwriting construction-related Inland Marine products such as Builder's Risk, Installation Floaters, Contractor's Equipment, or related specialized property risks preferred.
- Experience developing agency relationships and managing a profitable book of business.
- Equivalent combination of education and experience will be considered.
- Demonstrates advanced underwriting judgment and decision-making for complex Inland Marine risks.
- Thorough understanding of Inland Marine products, construction-related property exposures, coverage analysis, pricing methodologies, and risk selection.
- Ability to independently manage a profitable book of business while balancing growth and underwriting discipline.
- Strong analytical skills with the ability to evaluate loss trends, catastrophe exposure, and account profitability.
- Ability to develop and maintain strong relationships with independent agents and brokers through consistent communication and market presence.
- Excellent negotiation, communication, and relationship management skills.
- Demonstrates initiative, accountability, and sound business judgment while working independently.
- Maintains organized underwriting files and clear documentation supporting underwriting decisions.
- Ability to prioritize multiple opportunities while effectively managing a territory and agency relationships.
- Commitment to continuous learning and staying informed on Inland Marine market trends and emerging risks.
- Annual bonus plans
- Employee stock ownership plan (ESOP)
- 401(k) — automatic 3% company contribution
- Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)
- Paid time off (PTO) and holidays
- Paid volunteer time off (VTO) to support our communities
- Parental and family care leave
- Flexible & hybrid work arrangements
- Fitness center discounts and free virtual fitness platform
- Employee assistance program
- Comprehensive medical, dental and vision benefits
- Flexible spending and health savings accounts
- 2x base salary for group life and AD&D insurance
- Voluntary life, critical illness, & accident insurance for purchase
- Short-term and long-term disability benefits
- Training & certification opportunities
- Tuition reimbursement
- Education bonuses
Skills Required
- Bachelor's degree in insurance, finance, risk management, business, or related field
- Minimum of 7 years commercial property and casualty underwriting experience
- At least 3 years of Inland Marine underwriting experience
- Experience developing agency relationships and managing a profitable book of business
- Experience underwriting construction-related Inland Marine products (Builder's Risk, Installation Floaters, Contractor's Equipment)
- Strong analytical skills, advanced underwriting judgment, and decision-making for complex Inland Marine risks
- Excellent negotiation, communication, and relationship management skills
- Commitment to continuous learning and insurance-related certifications
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The Company
What We Do
RLI is a U.S.-based specialty insurer that serves niche property, casualty and surety markets. We provide peace of mind to the customers we serve by safeguarding their assets and helping them manage risk. We hire smart, ethical people, make them owners of the business and give them the freedom to succeed. These are the principles that drive our success, and they’re the reasons we have been successful for more than 50 years. We believe in a different way of doing business and RLI is not what you’d expect from a typical insurance company. Our creative and collaborative workplace is cultivated by employee owners empowered to make good decisions for customers and the business. We have a reputation for niche expertise, superior service and an entrepreneurial culture. In the industry and among our peers, we’re known for: The best and brightest people in the industry who build strong relationships and provide outstanding service. An underwriting focus so we perform well in all market cycles. Our empowered, creative ownership culture. A customized approach to developing insurance products to meet very specific needs. Proven financial strength.
