Staff Software Engineer (Money Engineering) - New York, NY

Who we are 

In the past, to be a successful restaurateur, you simply had to have a passion for food and a passion for people - but to succeed as a digital restaurateur you also need to have a passion for technology. We believe in the joy of serving others, and that's why we created Otter – to help restaurateurs succeed in online food delivery. Restaurants around the world, both large and small, including Chick-fil-A, Ben & Jerry’s, KFC, and Eataly trust our software to power their delivery business. We increase sales, reduce order issues, and decrease delivery headaches. 

• Drive the architectural vision for the Money Platform to support Otter’s growth over the next 3–5 years
• You act as a force multiplier for the team through advocacy of technical solutions and operational processes.
• You will foster a culture of quality and ownership on your team by setting code review and design standards, and advocating for them beyond your team through your writing and tech talks.
• Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.
• You will help develop talent on the team by providing feedback and guidance, and leading by example.

We value engineers who are passionate about building resilient, trustworthy financial systems and are excited to solve complex problems in the money domain.

Basic Qualifications:

• Proficiency in backend programming languages like Java or Go.
• Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis).
• Experience with cloud platforms like AWS, Google Cloud, or Azure.
• Understanding of RESTful APIs, microservices, and distributed systems.
• Strong debugging and problem-solving skills.

Preferred Qualifications:

• 4+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology.
• Experience leading cross-functional technical initiatives. Proven track record of defining multi-year technical roadmaps for complex domains.
• Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation.
• Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal).
• Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data.
• Knowledge of fraud detection techniques and experience building or integrating with risk management systems.

• Demand for online food delivery is growing really fast! In the last 5 years, just in the US, the overall market has expanded 10X from $10B to $100B, and could expand to $500bn- $1T by 2030.
• Changing the restaurant industry: You’ll be part of a team that helps restaurants succeed in online food delivery. 
• Collaborative environment: You will receive support and guidance from experienced colleagues and managers, helping you to learn, grow and achieve your goals, and you’ll work closely with other teams to ensure our customer’s success.

What else you need to know:

This role is based in our New York office. As a company driven by innovation and continuous change, close collaboration is essential. We’re constantly reimagining our industry, creating new products, and refining our processes, and we do our best work together. That’s why all of our office-based teams work onsite, five days a week.

The base salary range for this role is $224,000 - 284,000

Actual compensation will be determined on an individual basis and may vary depending on experience, skills, and qualifications.

Base salary is just one part of your total rewards package. You may also be eligible for equity awards and an annual performance-based bonus.

Benefits Summary (USA Full-Time Exempt Employees):

• Medical, dental, and vision insurance (multiple plans, incl. HSA options)
• Company-paid life and disability insurance (short- and long-term)
• Voluntary insurance: accident, critical illness, hospital indemnity
• Optional supplemental life insurance for self, spouse, and children
• Pet insurance discount
• 401(k)
• Time Off policies:
• Discretionary vacation days
• 8 paid holidays per year
• Paid sick time
• Paid Bereavement leave
• Paid Parental Leave
• Health Savings Account (HSA)
• Flexible Spending Accounts (Healthcare, Dependent Care, Commuter)

Benefits are subject to change at the company's discretion.
Atoms accepts applications on an ongoing basis.

Ready to join us as we serve those who serve others? 

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