Staff Software Engineer II - Payment Processing Platform (Java)

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London, Greater London, England
Hybrid
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Current traditional banking infrastructure is antiquated making it inherently slow, complicated, and expensive to send, spend, or receive money internationally. This inefficiency is often rooted in the reliance on costly, legacy payments systems.

Our goal is to provide reliable and scalable services that can be used by all the other product teams in the company. We provide such systems for transfers, and payouts domains.

We want our platform to be easy to use, integrate, and extend, while also enforcing good practices, risks mitigation, and maintaining high performance.

What does success look like?:

  • You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute 

  • You’ll understand how our values can help you guide your work 

  • You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them 

  • You’ll be raising the automation level to enable scaling of the product

  • Understand our customers and the impact our product makes in their lives. You’ll help us scale-up and build a world class money transfer product by finding solutions to our technical challenges and opportunities

Qualifications

What does it take: 

  • A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points 

  • Great communication skills to drive cross team projects

  • The ability to articulate complex, technical concepts to non-technical audience

  • You enjoy writing testable, easy to extend, high-quality code

  • You have solid Java 11 plus knowledge, experience with Spring framework and microservice best practices

  • Advocate for best coding practices, code reviews and open feedback

  • Experience Distributed and Concurrent Systems

  • Hands on knowledge of microservice architecture patterns

  • Experience working with relational databases, messaging queues and designing schemas

Additional Information

  • The empowerment to solve problems your way and the freedom to have real impact on customers’ lives. 

  • Loads of development opportunities in a growing team through launching new products / features consistently in an in-demand region.

  • A fun work environment with social activities and events

  • Travel opportunities to other Wise offices around the world

  • The opportunity to work with super smart people

Interested? Find out more:

  • 👀 How we work - a practical guide

  • 📹 Wise Vlogs: Omar, Engineering Lead 

  • 💻 Wise Tech Stack (2025 update)

  • 📈 Our Engineering career map

  • 🚀 Engineering career journeys at Wise

  • Scaling our Infrastructure; how we make it work

  • Wise Engineering – https://medium.com/wise-engineering...or check out our Engineering blog.

Find out more about our benefits in our London office.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

Lindsay
Surendra
Smrithi
Pavan
Asya
Jennifer
Lauren

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The Company
6,500 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money.

With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.

In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Not Specified
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