Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionWe're looking for an experienced Senior Product Engineer to join the Servicing Platform Squad / Risk Assessment Group. You'll be instrumental in building the core Risk Triggering API and its underlying platform, which is critical for real-time transaction and user behavior risk assessment.
This role sits at the intersection of Product and Financial Crime (FinCrime) teams, offering a unique opportunity to gain deep expertise in both fast-paced product development and the stringent requirements of financial security and compliance.
You will be the driving force behind the platform's reliability and integrity, focusing on:
API Excellence: Defining and owning the API contracts in close collaboration with Product and FinCrime teams.
Data Integrity: Establishing best practices for Data Quality, Data Lineage, and Data Governance within the risk assessment pipeline.
Scalable Solutions: Designing and implementing robust solutions that can be quickly understood and scaled across multiple distinct risk domains and products.
Problem-Solving: Diving into complex domain problems, identifying the root causes, and proposing elegant, scalable engineering solutions.
What will you be working on?
You will join the team at a pivotal moment, with your contributions being immediately visible and critical to the success of the entire Risk Assessment platform.
The core challenge for the team—and your immediate focus—is to fundamentally re-engineer the current integration between our Product and Financial Crime (FinCrime) domains.
Your immediate impact will be to:
Define the Future Architecture: Lead the design and implementation of robust, scalable abstractions that satisfy the needs of both fast-moving Product teams and compliance-critical FinCrime teams.
Establish Integrity: Set the engineering standard for data quality, lineage, and API contracts from day one, building a foundation of reliability.
Solve the Abstraction Problem: Build the Risk Triggering API that cleanly separates the business logic of risk assessment from underlying systems, moving the organization away from tight, brittle coupling.
Accelerate Delivery: Directly enable faster, safer feature development for Product while significantly strengthening the defensive posture of the FinCrime Group.
In short, you will be designing the core contract that governs how the company assesses and manages financial risk for years to come.
QualificationsWe are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!
You will have:
Proven experience leading and mentoring high-performing engineering teams.This includes the day-to-day management of engineers, focusing on professional development, performance and the successful delivery of complex projects
Strong hands-on experience with Java (8+) and the Spring Framework.
A deep understanding of microservices and event-driven architectures.
Experience leading high-impact, large-scale projects.
A product mindset (where you think about customer impact, not just technical implementation).
Strong communication and problem-solving skills, with experience in conflict resolution.
Experience working closely with multiple functions (e.g: Product, Design, Analytics).
You might also have:
A background in Fintech is a plus, but not required.
Experience in a startup environment, delivering value quickly and iteratively.
The ability to "wear many hats" and take on challenges outside of your primary responsibilities.
Interested? Find out more:
How we work – a practical guide
DEI @ Wise
Wise Tech Stack (2025 update)
Our Engineering career map
Scaling our Infrastructure; how we make it work
Wise Engineering – https://medium.com/wise-engineering
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Top Skills
What the Team is Saying
What We Do
Wise is a global technology company, building the best way to move and manage the world's money.
With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.
In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
Gallery
Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
