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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
We are building a new AI engineering team with the mission of bringing the value of AI to SoFi Members. This team will play a key role in supporting our member’s financial journeys by developing new solutions to embed personalized financial insights into our products. The ideal candidate will have a deep understanding of artificial intelligence (AI) and machine learning (ML) systems, with a passion for building products on the cutting edge. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members.
Key responsibilities
Drive technical architecture, design decisions and cross-functional discussions for the productDeliver highly available and scalable services in a production environmentLead the design, development and testing of systems Lead code and system design reviewsHelp translate product requirements into user stories and technical solutionsMentor other engineers, support the technical culture, and help grow the teamGenerate ideas for new initiatives and technologiesCommunicate with project leads, product managers and other software developersConsistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity.Develop and apply advanced technologies, engineering principles, theories, and conceptsBroad knowledge about the design and operation of systems outside of specialtyTake initiative and produce timely results in a fast-paced and sometimes ambiguous environment
Requirements
- Bachelor’s Degree in Computer Science or related field
- 8+ years programming experience on a modern stack
- Our core stack is Java/ Kotlin/ Spring / AWS/ PostgreSQL, and we run on Kubernetes in a service oriented architecture. We are building a Python stack for AI.
- Experience working with new technologies in the AI stack, such as building Agents, creating MCP servers, fine tuning models, prompt engineering, and performance evaluation
- Experience working with applications that leverage Large Language Models (LLMs), such as integrating LLMs, designing prompts, or exploring their practical applications.
- You should have a strong understanding of relational databases and ORMs
- You should have worked on a SOA or microservice-based application
- Strong sense of ownership; driving a project from inception to completion
- Pragmatic approach towards handling tech debt versus shipping new features
- Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
Top Skills
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!


























