This hire will search public records and examine titles to determine legal condition of property title, primarily for residential properties. Copy or summarize recorded documents, which affect the condition of title to the property.
These roles may be found in production center or branch office environments. Actual work flow is typically determined by geographic practices. In some cases, the Title Examiner role gathers information and creates a commitment of title before passing along to a Title Officer.
Works on assignments that are varied and complex requiring breadth and depth of experience. Senior level status is achieved after experiencing a variety of situations and mastering skills. Actively mentors less experienced team members and acts as a resource to provide input and knowledge. Has increased knowledge of state requirements.
What You'll Do
- Examines chain of title primarily for residential properties but may expand into commercial and/or industrial
- Performs title examination of complex title orders requiring a high level of title expertise
- Abstracts and analyzes records, such as mortgages, liens, judgments, easements, vital statistics, and plat and map books, to determine ownership and legal restrictions and to verify legal description of property and completeness of records
- Prepares initial title commitment documentation based on the application of procedural guidelines, including requirements and exceptions
- Conduct thorough reviews and analyses of foreclosure cases, assessing factors such as service of process, outstanding liens and other encumbrances
- Review and analyze probate and estate cases, inheritance-related title issues, including wills, trusts and intestacy laws, to determine chain of ownership and potential risk to assess their impact on title ownership and conveyance
- Provides underwriting interpretation within established guidelines
- Provides guidance and mentoring to less experienced team members
- May have customer contact
- Other duties as assigned
What You'll Bring
- High School Diploma or equivalent
- Typically requires 5+ years directly related experience and a demonstrated mastery of resources, skills and knowledge
- Strong detail / quality orientation
- Strong analytical skills
- Strong problem-solving skills
- Customer service orientation
- Strong MS skill set
- Knowledge of legal terms used in title documents
- Able to read and decipher legal descriptions relating to title orders
- Strong knowledge of industry and company operating systems, tools and applications
Salary Requirements: $26.21 - $34.95 Hourly
This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
What We OfferBy choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it’s the right thing to do, but also because it’s the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.Similar Jobs
What We Do
First American provides financial services through its Title Insurance and Services segment and its Specialty Insurance segment. The First American Family of Companies’ core business lines include title insurance and closing/settlement services; title plant management services; title and other real property records and images; valuation products and services; home warranty products; property and casualty insurance; and banking, trust, and investment advisory services. First American Title Insurance Company provides comprehensive title insurance protection and professional settlement services for homebuyers and sellers, real estate agents and brokers, mortgage lenders, commercial property professionals, homebuilders and developers, title agencies and legal professionals to facilitate real estate purchases, construction, refinances or equity loans. First American's thorough title searches, title clearance and title insurance policies help to produce clear property titles and enable the efficient transfer of real estate. As one of the largest title insurance companies in the nation, First American offers title insurance and settlement services through its direct operations and an extensive network of agents throughout the United States and internationally. First American Title Insurance Company traces its history to 1889 and is the largest subsidiary of First American Financial Corporation (NYSE: FAF).
