Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.
Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.
It is an incredible time to join us, and we are only just getting started.
Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.
In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.
Key Responsibilities
- Platform & Business Insight
- Develop and maintain a deep understanding of the company's software platforms, business logic, infrastructure, and delivery processes.
- Lead the design and planning of technical and product initiatives.
- Make informed engineering decisions aligned with business objectives.
- Act as a subject matter expert and set the benchmark for code quality and best practices.
- Collaborate within a cross-functional team to deliver high-quality software solutions.
- Take ownership of the team’s output, ensuring adherence to quality and process standards.
- Mentor engineers through code reviews, pair programming, and project leadership.
- Contribute to team development through training sessions, technical talks, and informal mentoring.
- Identify technical challenges and lead the development of effective solutions.
- Enhance team collaboration by identifying skill gaps or inefficiencies and recommending actionable improvements.
- Clearly communicate technical decisions, standards, and processes.
- Foster a culture of transparency, open communication, and shared ownership.
- Support recruitment efforts by participating in hiring processes and providing feedback on candidate competencies.
Required Skills & Experience
- Software Engineering & Design
- 4 to 6 years of experience in designing and building robust, scalable software systems
- Strong passion for engineering and a pragmatic approach to high-quality delivery
- Up to date with current development trends, technologies, and best practices
- Solid understanding of modern software engineering methodologies and delivery processes
- Deep expertise in Java and frameworks like Spring and Spring Boot
- Strong SQL and relational database design skills, including performance tuning and query optimization
- Proficient in designing and consuming RESTful APIs
- Familiarity with OpenAPI for API documentation
- Experience or familiarity with tools like MySQL, Postgres, Kafka, Zookeeper, Docker, and Kubernetes
- Skilled in version control, build configuration, and automation tooling
- Advocate for software quality through automated and manual testing
- Proficient with unit testing frameworks and related tools
- Excellent communication skills, with the ability to explain complex technical concepts to both technical and non-technical audiences
- Strong team player who provides leadership and guidance on key initiatives
Skills Required
- 4 to 6 years of experience in designing and building robust, scalable software systems
- Deep expertise in Java and frameworks like Spring and Spring Boot
- Strong SQL and relational database design skills, including performance tuning and query optimization
- Proficient in designing and consuming RESTful APIs
- Familiarity with OpenAPI for API documentation
- Experience or familiarity with MySQL, Postgres, Kafka, Zookeeper, Docker, and Kubernetes
- Skilled in version control, build configuration, and automation tooling
- Advocate for software quality through automated and manual testing; proficient with unit testing frameworks
- Excellent communication skills and ability to explain technical concepts to non-technical audiences
- Mentorship and technical leadership: code reviews, pair programming, and guiding team best practices
Nium Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Nium and has not been reviewed or approved by Nium.
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Fair & Transparent Compensation — Pay is considered market-competitive in certain tech and sales roles and higher‑paying geographies, with upside evident for specific functions and seniority. Signals of strong totals in U.S. engineering/product and top‑end sales support a generally favorable footing.
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Healthcare Strength — Company materials and external listings describe comprehensive health coverage and 24×7 assistance support aligned with a modern fintech package. These elements are positioned as core parts of the global offering.
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Leave & Time Off Breadth — Generous parental leave, standard PTO, and a company‑wide year‑end shutdown expand time‑off support beyond basics. Public career materials and job ads consistently reference these components.
Nium Insights
What We Do
Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium prides itself on creating financial infrastructure for every level of sophistication. Nium’s key solutions: • Pay-ins • Pay-outs • Card issuance • Banking-as-a-service • Crypto-as-a-service We are a global leader in B2B modern money movement • Launched the world’s first global platform for crypto-as-a-service • $280M Funding • Series D • $2B Valuation o 130+M End customers o 190+ Payout markets o 100+ Supported currencies • Named on CB Insight’s Fintech 250 List • Financial Times’ List of Asia-Pacific High-Growth Companies 2021 • Fintech Employer of the Year’ at the 2021 Singapore Fintech Festival • Best B2B Payment Platform’ at the 2021 Future Digital Awards
Why Work With Us
We, at Nium, are on a mission to transform modern money movement. We are driven by our co-created values of "seek the simple", "make it better" and "win it together". These aren't just buzzwords; they're how we do business every day and owned by each and every employee at Nium. We create new rules and new possibilities for a world of open money.
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