Sr. Product Manager, Payments Platform

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

What you need to know about the role:
PayPal is committed to building and scaling the next generation of payment integration technologies for merchants, consumers, and developers globally. We are seeking a strategic and technically skilled Senior Product Manager, Payments Platforms to lead the development and optimization of scalable payments platforms.
The ideal candidate will have a deep understanding of the payments ecosystem, experience working with cross-functional teams, and the ability to address diverse payments needs across geographies. Your expertise in payments orchestration technologies and regional payment variations will be instrumental in creating innovative solutions that meet the evolving demands of global customers.
To be successful in this role, knowledge about payments technology is helpful. Understanding global payments network using cards, ACH, bank transfers, real-time payments, alternative payment methods, payment gateways, tokenization, risk and fraud management, and security standards is key. Knowledge about emerging technologies like Pay Later, cryptocurrencies, embedded payments, and global wallets is helpful.
Meet the team:
This team is part of the CTO’s organization and designing future-forward technologies and experiences to enable global commerce. Platform technologies built by this team will be instrumental in helping drive PayPal’s global reach through best-in-class technology solutions.

Job Description:

Your way to impact:

As a Senior Product Manager, you will define the roadmap for payments platform capabilities, collaborate with engineering and business teams, and deliver solutions that drive adoption, enhance user experiences, and ensure reliability at scale. This is an opportunity to work on cutting-edge payment technologies and shape the future of payments infrastructure.

Your day-to-day:

Payments platform strategy:

• Develop and execute a product roadmap for payments platforms, addressing global payment needs and ensuring seamless integration with internal and external systems.
• Build platforms to adopt local and alternative payment solutions, card networks, and banking payment methods. Familiarity with emerging technologies and open-source standards is advantageous.
• Build payments orchestration platforms, tokenization capabilities, and backend systems. Ability to collaborate effectively with engineering teams to deliver technical solutions.
• Design solutions that address regional variations in payments needs, regulatory requirements, and cultural preferences.

Drive cross-functional partnerships to platform solutions:

• Partner with engineering, design, data, and business teams to deliver high-quality, scalable solutions that align with organizational objectives and customer needs.
• Leverage analytics and market research to identify opportunities, measure performance, and optimize platform capabilities for better efficiency and reliability.

Scale payment solutions using voice of customer:

• Stay ahead of industry trends to incorporate emerging payment options, such as digital wallets, real-time payments, and cryptocurrency, into platform capabilities.
• Articulate complex technical concepts clearly and effectively to diverse audiences, including technical and non-technical stakeholders.

What you need to bring:

• 8+ years of product and platform experience, within the payments or financial technology sectors, with a proven track record of launching and scaling products that deliver quantifiable value to customers (consumers and/or merchants).
• Understanding about global payments network using cards, ACH, bank transfers, real-time payments, alternative payment methods, payment gateways, tokenization, risk and fraud management is key.
• Strong knowledge of regulatory requirements such as PCI-DSS, GDPR, PSD2, and AML/KYC standards. Experience implementing encryption and tokenization solutions.
• Ability to collaborate effectively with engineering teams to build and enhance payment solutions. Experience with APIs, payment gateways, and backend systems is crucial.
• A Bachelor’s degree in Computer Science or related technical field is helpful in this role.
• Fluency in English and strong communication skills required.

Our culture:

We take care of ourselves, each other, and our communities.

• Employee & Culture: We cultivate a welcoming and fun culture that inspires people to create the best work of their careers while rewarding ingenuity, determination, and diverse perspectives.
• Holistic Benefits: Everyone who works at PayPal is provided with generous health, wellness, and financial plans, so they can feel secure about their future while building the future of money.

Subsidiary:

PayPal

Travel Percent:

0

-

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is

$82500 to $187990

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.