Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.
The Technology organization enables and accelerates the company’s growth strategies, delivering global capabilities and services in support of Amex’s customers and colleagues, while maintaining 24/7 servicing and availability to ensure uninterrupted, high-quality customer experience. Technology provides the foundation for everything we do in the company while driving differentiation through building and leveraging innovative technology and data insights.
We’re looking for an experienced person to work on the mobile payments solutions that will be used by tens of millions of cardholders around the world. We want someone who is super creative and enjoys solving tough problems. You should be able to come up with brilliant solutions that no one else can, and be obsessive about UI/UX design and user experience.
You’ll be part of the Digital Payments Engineering team whose mandate is to develop new products and platforms for American Express customers. Payments Engineering’s aim is to build interactive experiences at all touch points of a consumer's journey whether before, at, or after the time of purchase. The products will range from new payment vehicles and partnerships with other payment entities to interactive web experiences.
- Software engineering and development experience or a related job
- Experience in leading and managing software engineering teams, providing technical leadership and mentorship
- Experience in collaborating with senior stakeholders to drive software strategy and innovation
- Expertise in application design, software development, and automated testing
- Experience in distributed (multi-tiered) systems, algorithms, and relational databases
- Experience in Agile software development methodologies and practices such as Scrum/Kanban, iterations, user stories
- Experience in automation testing and documentation (i.e. automated, functional, and performance)
- Experience leading large-scale AI adoption initiatives
- Experience delivering measurable outcomes from AI-enabled practices
- Oversees and mentors a team of Software Engineering colleagues, enabling a culture of continuous learning, growth opportunities, and inclusivity for all individual colleagues and teams. Provides direct leadership and coaching to teams, supporting training and development of best practices
- Manages resource allocation, project timeline, and budget for Software Engineering projects, ensuring alignment with organizational goals
- Collaborates with senior leadership to hire top talent for the team, ensuring a high-functioning and cohesive unit, implementing strategies for talent retention and professional development
- Leads the development, deployment, support, and monitoring of software across various environments
- Collaborates with senior leadership and cross-functional teams to define and implement technology roadmaps and strategies
- Leads teams to innovate and automate processes, driving efficiency and scalability in production environments
- Drives continuous improvement initiatives, leveraging metrics and feedback to enhance team performance and software quality
- Collaborates and co-creates effectively with teams in product and the business to align technology initiatives with business objectives
- Leads AI adoption initiatives across engineering teams and drives integration of AI into development platforms and processes
- Coaches and develops direct reports in the effective, responsible, and practical use of AI tools to improve productivity, decision-making, and work quality
- Defines metrics to measure AI impact on productivity and quality
- Leads the design, development, and delivery of peer-to-peer (P2P) payment platforms, ensuring secure, scalable, and reliable payment processing capabilities.
- Collaborates with Product, Risk, Compliance, and cross-functional engineering teams to deliver seamless payment experiences while maintaining strong financial controls and transaction integrity.
Demonstrates a strong understanding of payment ecosystems, including dispute management, transaction processing, balance ledger management, reconciliation and settlement workflows.
- Bachelor's degree in Computer Science, Computer Engineering, and/or comparable experience; advanced degree preferred
- Knowledge of distributed (multi-tiered) systems, algorithms, NoSQL, and relational databases
- Knowledge of the core tools used in the planning, analyzing, crafting, building, testing, configuring, and maintaining of assigned application(s)
- Strong understanding of AI-driven engineering transformation
- Knowledge of scaling AI practices across organizations
- Knowledge of evaluating AI tools for enterprise environments, Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
About the TeamWe back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
Skills Required
- Software engineering and development experience or related experience
- Experience leading and managing software engineering teams, including technical leadership and mentorship
- Experience collaborating with senior stakeholders to drive software strategy and innovation
- Expertise in application design, software development, and automated testing
- Experience with distributed multi-tiered systems, algorithms, and relational databases
- Experience with Agile software development methodologies, including Scrum, Kanban, iterations, and user stories
- Experience with automated, functional, and performance testing and documentation
- Experience leading large-scale AI adoption initiatives
- Experience delivering measurable outcomes from AI-enabled practices
- Bachelor's degree in Computer Science, Computer Engineering, or comparable experience
- Advanced degree
- Knowledge of distributed multi-tiered systems, algorithms, NoSQL, and relational databases
- Knowledge of tools used to plan, analyze, build, test, configure, and maintain applications
- Strong understanding of AI-driven engineering transformation
- Knowledge of scaling AI practices across organizations
- Knowledge of evaluating AI tools for enterprise environments
American Express Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.
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Strong & Reliable Incentives — Bonuses are often viewed as strong and materially boost total compensation when combined with benefits. Company-performance bonuses are highlighted as a recurring strength.
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Leave & Time Off Breadth — Paid time off and paid leave are frequently highlighted as strengths within the total rewards package. These policies support work-life balance and contribute meaningfully to overall satisfaction.
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Retirement Support — Retirement benefits are frequently mentioned as a positive component of the package. These offerings add tangible value beyond base salary.
American Express Insights
What We Do
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.
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