As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
What You’ll Do:
- Drive strategic analyses that identify key opportunities to improve the core product experience for EarnIn’s customers
- Partner with the Product and Engineering teams to design and run experiments
- Upgrade EarnIn’s experimentation stack by implementing tools such as Sequential Testing, Bayesian testing, and CUPED
- Partner with the Machine Learning Engineering team to design and build models that form the core of EarnIn’s core product
- Monitor & proactively surface/troubleshoot any problems across the key business metrics & drive resolution of these issues
What We’re Looking For:
- 4+ years experience in product analytics/data science in a B2C role
- Product sense and intuition to drive impact on the business and customer experience
- Experience designing, running, and interpreting experiments.
- Expert skillset in SQL and experience with Python or R
- Practical knowledge of state-of-the-art experimentation tools such as Sequential Testing, Champion/Challenger, CUPED, etc.
- Practical knowledge of machine learning techniques
- Ability to extract insights from large data sets & seamlessly translate into actionable recommendations across the consumer journey
- Ability to establish and maintain excellent processes while allowing for creative thinking and flexibility in ambiguous situations
- Curiosity and passion for deeply understanding analytical problems and translating this to stakeholders
- Experience in Fintech is a bonus
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
