We are seeking a Specialist, Underwriting Quality Assurance – Life for a full-time, 100% remote position. The ideal candidate will have over 4 years of experience in Individual Life Underwriting, with strong expertise in managing Automated Underwriting and Accelerated Underwriting processes. They should also have experience with Post-Issue Audit processes and programs. The candidate must be comfortable working closely with multiple levels of leadership across several departments and directly with underwriting staff. Strong verbal and written communication skills, analytical abilities, and organizational skills are essential, as this individual will manage several projects simultaneously. Proficiency in detailed reporting using tools like Excel and Tableau is required.
Internal Compensation Grade: F4
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Job Description Summary
By assuring the quality of our underwriting practices, we make sure Nationwide is positioned to succeed and continue providing outstanding service, products and value to our customers, company and industry. If you can take a project and run with it, offer your best ideas to improve processes that help our team and those we support improve their work, we want to hear from you!As a Specialist, you'll conduct technical quality file reviews for Life Underwriting execution process and control audits. You may serve as a technical resource and assist in the development of relevant materials for training and onboarding new hires.
Job Description
Key Responsibilities:
Post-Issue Audits:
Conducts thorough reviews of life insurance policies that have already been issued.
Verifies the accuracy of underwriting decisions, including risk assessments, premium calculations, and policy classifications.
Identifies any discrepancies between the original application, digital health records, and policy documentation.
Collaborates with underwriters, claims teams, and other stakeholders to address any issues discovered during the audit.
Ensures compliance with company policies, industry regulations, and best practices.
Develops and maintain audit protocols for post-issue reviews.
Participates in continuous improvement initiatives to enhance the underwriting process.
Collaborates with the quality assurance team to identify areas for improvement and implement corrective measures.
Documentation and Reporting:
Documents findings from post-issue audits.
Prepares reports for management, highlighting issues or trends.
Maintains accurate records of audit results and corrective actions.
Collaboration and Training:
Works closely with underwriters, actuaries, and claims professionals to share insights and best practices.
Provides training and guidance to underwriting teams on post-issue audit procedures.
Proposes adjustments to underwriting guidelines or processes based on observed mortality trends.
Fosters a culture of continuous learning and quality improvement within the underwriting department.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to Director.
Typical Skills and Experiences:
Education: Bachelor’s degree in a related field or equitable job-related experience (e.g., finance, mathematics, actuarial science, or business administration) is preferred but not required.
License/Certification/Designation: Working towards certification in underwriting (e.g., FLMI, ALU) is preferred but not required.
Experience: 4 years' experience in life insurance underwriting, with a focus on post-issue audits preferable.
Knowledge, Abilities and Skills: Strong analytical skills and attention to detail. Excellent communication and collaboration abilities. Proficiency in using underwriting software and tools. Knowledge of industry regulations and compliance requirements.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resource Business Partner.
Values: Regularly and consistently demonstrates the Nationwide Values.
Job Conditions:
Overtime Eligibility: Exempt (not eligible)
Working Conditions: Normal office environment.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.
Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range.The national salary range for Specialist, Underwriting Quality Assurance - Life : $77,000.00-$159,000.00The expected starting salary range for Specialist, Underwriting Quality Assurance - Life : $85,500.00 - $128,500.00Nationwide Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Nationwide and has not been reviewed or approved by Nationwide.
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Retirement Support — Retirement package includes a company‑paid pension alongside a matched 401(k) and retiree‑medical support, offering uncommon long‑term security.
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Leave & Time Off Breadth — Paid time off spans a broad bank plus company holidays, a floating “Unity Day,” additional paid time for volunteering/blood donation, dedicated hours for unexpected events, and other leaves such as bereavement and foster‑care.
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Parental & Family Support — Family supports include extended paid time for birth mothers, separate paid parental or adoption leave for bonding, and employer‑provided backup care.
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What We Do
Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by both A.M. Best and Standard & Poor’s. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; excess & surplus, specialty and surety; pet, motorcycle and boat insurance. For more information, visit www.nationwide.com.
