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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
As a Software Engineer (IC2) on the Streaming & Workflows (SAW) team at SoFi, you will be embedded in one of the most critical platform initiatives across the company: the ground-up, greenfield rebuild of our enterprise File Automation Platform. This mission-critical platform coordinates all external file transfers moving millions to billions of dollars between SoFi and major financial institutions, including clearing banks and regulatory reporting to the Federal Reserve.
In this role, you will partner closely with other engineers based in Seattle to build a modern, multi-region, resilient distributed file orchestration engine. You will pair solid backend engineering execution with systems thinking, contributing to feature development, automated testing, and operational health while leveraging AI-assisted development tools responsibly to accelerate delivery.
What you’ll do:
- Build and ship core features for the net-new multi-region File Automation Platform, replacing legacy file transfer infrastructure with scalable, secure microservices.
- Own a defined component or service slice end-to-end (e.g., protocol adapters, AWS Transfer Family/SFTP integrations, file validation, ingestion pipelines, and audit logging).
- Write modular, tested, and maintainable backend code in Java, Kotlin, Go, or Python using established distributed patterns.
- Partner closely with senior teammates in Seattle during design discussions to clarify requirements, define API boundaries, and implement edge-case handling.
- Build with evidence: implement automated unit, integration, and contract tests, along with metrics, structured logging, and Datadog dashboards to ensure high operational observability.
- Participate in code reviews, giving and receiving constructive peer feedback to raise software quality.
- Join the operational on-call rotation: verify production changes carefully, diagnose common runtime failures using disciplined debugging practices, and apply staged, low-risk fixes.
- Collaborate with internal application teams across Lending, Banking, Invest, and Credit Card to ensure smooth integration with platform tools.
What you’ll need:
- Education & Minimum Experience Requirements: Bachelor’s Degree + 2 Years of Experience building and maintaining backend services or distributed systems in production or Master’s Degree in Computer Science, Software Engineering, or a related technical field without industry experience.
- Proficiency in at least one modern programming language: Java, Kotlin, Go, or Python.
- Familiarity with cloud infrastructure (AWS preferred, Azure or GCP acceptable), containers (Docker), and Kubernetes.
- Experience with modern software delivery workflows: git, CI/CD pipelines, Infrastructure as Code (Terraform), and telemetry/observability tooling (e.g., Datadog, Prometheus).
- Demonstrated commitment to operational ownership, attention to detail, and a team-first mindset.
AI-Assisted Engineering Expectations:
- Apply AI-assisted development tools responsibly on a daily basis to accelerate prototyping, generate unit/integration test suites, draft documentation, and assist in incident debugging while safeguarding sensitive financial data.
- Critically review and validate AI-generated code to ensure correctness, reliability, security, and long-term maintainability.
Nice to have:
- Prior experience working on an infrastructure, platform, or developer-enablement team supporting internal engineering users.
- Familiarity with file transfer systems (AWS Transfer Family, SFTP, FTPS), secure protocol integrations, or enterprise job automation.
- Exposure to distributed workflow engines (Temporal, Cadence) or event-streaming architectures (Apache Kafka, WarpStream).
- Basic exposure to financial services, banking operations, or regulated data handling.
Skills Required
- Bachelor's degree and 2 years of experience building and maintaining backend services or distributed systems in production
- Master's degree in Computer Science, Software Engineering, or a related technical field may substitute for industry experience
- Proficiency in at least one of Java, Kotlin, Go, or Python
- Familiarity with cloud infrastructure, preferably AWS, or Azure/GCP
- Familiarity with Docker and Kubernetes
- Experience with Git, CI/CD pipelines, Terraform, and observability tooling such as Datadog or Prometheus
- Operational ownership, attention to detail, and team-first collaboration
- Infrastructure, platform, or developer-enablement team experience
- Experience with AWS Transfer Family, SFTP, FTPS, secure protocol integrations, or enterprise job automation
- Exposure to Temporal, Cadence, Apache Kafka, WarpStream, or event-streaming architectures
- Exposure to financial services, banking operations, or regulated data handling
What the Team is Saying
SoFi Compensation & Benefits Highlights
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Affordable Benefits — Health coverage is heavily subsidized, reducing monthly premium costs for many U.S. employees. Other medical plan options are also subsidized, helping keep overall insurance more affordable.
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Parental & Family Support — Family support is extensive with fully paid parental leave, fertility and adoption resources, and subsidized backup care. These offerings provide meaningful support for employees planning or growing families.
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Wellbeing & Lifestyle Benefits — Financial‑wellness and learning perks stand out, including student‑loan assistance and tuition reimbursement. Mental‑health coaching, therapy access, and fitness and wellness programs add value beyond salary.
SoFi Insights
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world. For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way. At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
